The cashier can automatically identify commodity information and amount, and retail enters the intelligent age.

  Our reporter Wang Meng photo

  On August 15, 2017, the first new retail store in Hangzhou opened. In this store, customers can not only buy food directly, but also experience the convenience brought by artificial intelligence supermarkets such as robot cooking and unmanned cashier. The picture shows customers watching the chef cooking with robots.

  Photo by Long Wei (People’s Vision)

  On September 27, 2017, at the first unmanned shops and convenience stores exhibition in China, brand unmanned shops, self-service vending systems and related equipment and technology suppliers appeared together. The picture shows an unmanned micro-supermarket.

  Wang Gangshe (People’s Vision)

  Choose the goods you like, put them at the checkout counter, and you can automatically identify the product information and consumption amount. You can complete the payment by scanning the QR code on the screen. In an unmanned shop in Dongcheng District, Beijing, an intelligent cash register attracted many people’s attention. Don’t underestimate this cash register, which is less than one square meter. By analyzing the data, it can provide consumers with consumption information and bring more experiences to consumers.

  With the continuous application and maturity of new technologies, the combination of offline physical stores and online merchants is increasingly close, and new retail is giving birth to new consumption formats, bringing a warm wind to the innovation and development of China.

  Retail enters the intelligent age.

  In 2016, "unmanned retail" was rarely heard. Some people even thought it was a fantasy, but Ren Feixiang, the founder of Beijing Zhuoweizhi Technology Co., Ltd., was very optimistic about this prospect and devoted himself to it. It was Ren Feixiang’s entrepreneurial team that made the "smart cash register" mentioned at the beginning of the article. In October 2016, Ma Yun, Chairman of the Board of Directors of Alibaba Group, put forward the term "new retail" for the first time. Since then, "new retail" has come.

  According to the report of Ali Research Institute, new retail is a data-driven pan-retail form centered on consumer experience, and it can also be considered that new retail is a change proposed with the upgrading of consumption forms. New retail uses the power of technology and data to improve users’ offline buying experience and change traditional consumption patterns. Some people suggest that new retail is to "digitize" retail.

  In this context, Ali New Retail, JD.COM Unbounded Retail, Suning Smart Retail and other models have appeared one after another, and explored different consumption forms in different fields. Sending fresh food home in half an hour, eating seafood in supermarkets and small unmanned convenience stores, new retail is becoming the "main force" of consumption upgrading, and the market’s understanding of new retail is gradually clear.

  "There are 25% in China’s retail industry & mdash; 35% is wasted on inventory. In the new retail, using big data to accurately match the demand group and the right goods can achieve the purpose of destocking. " Lin Lipeng, a partner of Beijing Zhuoweizhi Technology Co., Ltd., believes that in recent years, the general trend of domestic consumption upgrading is bound to promote retail upgrading. On the other hand, with the end of the online traffic dividend in the Internet, especially in the mobile Internet field, the physical retail industry has also gained new vitality.

  Bian Nong, vice president of Suning Retail Group, is also optimistic about the transformation and upgrading of the retail industry. He believes that under the wave of smart retail, China FMCG industry will usher in the biggest period of transformation and pattern reshaping, and a "smart FMCG" revolution is coming. Shen Bowei, the founder of the Magic Box, believes that the core of the new retail is to make user portraits through accurate data analysis, judge user preferences and needs, and build different sales scenarios for different needs of users.

  "After three changes in department stores, chain stores and supermarkets, the retail industry is experiencing the fourth revolution, which will bring human beings into intelligent commercial times." Ren Feixiang said.

  Give birth to new consumption formats

  "E-commerce" represented by Alibaba and JD.COM Mall has changed people’s consumption habits. Online travel represented by Ctrip and Qunar has changed people’s travel modes. The Internet and big data have become the most important tools for industrial upgrading. Behind the "new retail" is the support of big data and cloud platform. With the development of big data applications, smart retail, mobile payment and logistics networks, online and offline integration and win-win are giving birth to new consumption formats and new models.

  Mangrove is a tourism brand under Jindian Group. By building a cloud platform, mangrove has achieved industrial upgrading from traditional tourist hotels to leisure shopping. Relying on the strong passenger flow of the mangrove leisure complex and the platform it is building, the new retail of mangroves is also natural.

  "The essence of vacation is lifestyle consumption. To do holiday travel, you must be a supplier of lifestyle content." Zhang Baoquan, the founder of the mangrove brand and co-chairman of the board of directors of Jindian Group, believes that the combination of offline experience and online transaction, relying on the heavy assets holiday project of mangrove, will create a new retail empire in the future.

  Nowadays, in the fields of tourism, real estate and commerce, with the real landing of new retail and the transformation of consumer terminals, this new format is giving birth to new consumption formats and bringing a warm wind to the innovation and development of China.

  Liang Meifen, vice president of Chongbang Group, said that after the introduction of new retail enterprises in physical real estate, 3,000 to 4,000 new members with young consumers as the main body were added every month, and the annual turnover increased by about 10%; According to Huang Zhenwang, general manager of Beijing Cuiwei Department Store Dacheng Road Store, the passenger flow of commercial buildings has doubled from the data of six months after the introduction of new retail formats.

  The online and offline integration model of new retail is also boosting the attractiveness of the physical retail industry. Gao Feng, a spokesperson for the Ministry of Commerce, said at the press conference at the beginning of the year that in 2018, under the influence of factors such as the continuous improvement of the macroeconomic situation and the acceleration of the application of modern information technology, the innovation and transformation of retail enterprises will continue to escalate, and the trend of physical retail recovery will continue to increase.

  Pay equal attention to data protection and mining

  In the operation of new retail stores, in many cases, stores recommend consumers to pay by mobile, which has the intention of accumulating data behind it. By collecting the consumption data of the residents in the communities around the store, we can make big data prediction and determine production by sales. In the future, each new retail store will be able to achieve a "thousands of faces" operation mode to meet the differentiated needs of consumers in different regions.

  Although big data can solve many problems, there are also many hidden dangers. According to a survey conducted by China Youth Daily, more than 60% of consumers are allowed to share their personal information with third parties by default in mobile applications. In the face of data, people become more and more "transparent", and personal privacy such as location, consumption habits, physiological identification data and even genetic information may be in the hands of others. When all consumer behaviors become traceable big data, how to protect consumers’ privacy?

  According to Lei Yu, a senior engineer of Beijing Zhuoweizhi Technology Co., Ltd., to analyze data, we have to bind data with people. At present, data leakage is generally caused by human factors. To this end, he suggested that as a practitioner, in addition to protecting users’ private data on the technical level, they should also explain the use of user information, and strictly require themselves not to disclose secrets on their own initiative in terms of company values.

  According to Zhang Yiteng, a lawyer of Fujian Yingkun Law Firm, the protection of users’ big data in China can be found in many different legal texts. At present, the rapid development of the Internet is not conducive to the development of the industry and the protection of personal privacy. In this regard, experts believe that while developing big data, we should strengthen data protection, regulate data use through legislation, and maximize the potential of big data on the premise of protecting individual rights and interests.

  Remodeling and upgrading retail industry

  On April 2, Alibaba Group, Ant Financial Group and Hungry announced that Alibaba had signed an acquisition agreement, which will jointly acquire Hungry with Ant Financial for 9.5 billion US dollars.

  According to industry analysts, this is another major breakthrough in Alibaba’s new retail strategy, which means that the new Internet retail strategy has formed a complete closed loop in local life services, which will further affect and change urban life.

  How will new retail define the future of business? Experts believe that in the future, new retail will change the way of commodity circulation and rebuild China’s data-centric consumption pattern. "Now the new retail is to combine online traffic with offline entities to share people’s traffic". Wang Yongping, secretary general of China Commercial Real Estate Alliance, said that in the next step, new retail will eventually move towards the essence of commerce, and use big data at the consumer end to guide production, so as to find the transformation direction of consumer goods manufacturing in consumption upgrading.

  Take the hot unmanned shop in 2017 as an example. It used to be mainly small convenience stores. Zhao Ping, director of the International Trade Research Department of the China Council for the Promotion of International Trade, predicts that with the more and more extensive application of innovative technologies such as smart payment and smart logistics, there may be some new explorations in 2018, such as extending and forming a large-scale "unmanned supermarket" with "people+no one".

  And this is also the development opportunity that Ren Feixiang’s entrepreneurial team values. "Digitalization capability has become the third core capability besides the service capability of commodities." Lin Lipeng told reporters, "The future is the digital age. Whether it is a small convenience store or a large supermarket chain, data assets are the most important."

  Ren Feixiang believes that we should adhere to the rapid iteration, practice, trial and error and upgrade of software and hardware products and operations. "New retail is valuable and meaningful as long as it can bring merchants higher operating efficiency and lower operating costs and bring consumers a better, faster and more realistic shopping experience. In the long run, new retail should open up online and offline consumption data, commodity data and credit data, and build a new social credit system under the combination of many factors to reshape and upgrade the retail industry. " Ren Feixiang said.

The blind boy in Jilin saw the light again. He was stabbed with a sharp knife and played dead to save his life.

 

The blind boy in Jilin saw the light again. He was stabbed with a sharp knife and played dead to save his life.

  A 12-year-old boy in Changchun was blinded by a woman with a sharp knife and pretended to be dead to save his life.

  Nandu News reporter Li Rong On October 11th last year, a 12-year-old boy Xiao Shuo (a pseudonym) was visiting the grocery store at home in Bao ‘an Village, Xinli Town, yushu city City, Jilin Province, when he was suddenly attacked by Wang (female), a villager in the same village. He was stabbed dozens of times, his eyes were seriously injured, his right eyeball had been removed, and his left eye was completely blind. After the incident was exposed by the media, it attracted the attention of the whole society. The child’s sentence "What time is it, mom? It’s all dark" has also touched the hearts of people all over the country. An eye hospital in Shenzhen provides free assistance to Xiaoshuo’s family. On October 22 last year, Xiao Shuo went to Shenzhen with his family for treatment, and now he has seen the light again.

  The hospital set up an expert group to repair the appearance of Xiaoshuo’s removed right eye, and at the same time, treated Xiaoshuo’s left eye with integrated Chinese and western medicine to help reduce eyeball pressure, promote blood circulation, prevent infection, diminish inflammation and swelling, improve optic nerve function and antioxidant treatment. After more than two months of persistent treatment, Guangming finally came in quietly: Xiaoshuo saw the colored lights decorated on the Christmas tree in the hospital on December 18th, and could distinguish different colors.

  "We don’t know how to thank the dean and the hospital staff." Father Zhu Fu said, "I only hope that one day Xiaoshuo will grow up, listen to Dean Lin, study hard and be a useful person to society." When Xiaoshuo was asked about his outlook for the future, he said that he would study hard and hope to be a doctor in the future to help more patients in need.

  Earlier media reports:

  A 12-year-old boy was blinded by a woman with a sharp knife when he was alone at home watching the shop.

  New Culture News (Reporter after reporter) Yesterday, outside the operating room of the Second Hospital of Jida University, a 50-year-old rural woman’s eyes were glazed, her mouth kept reciting the name of her son Xiaoshuo (a pseudonym), occasionally craning her neck and looking at the closed operating room door … …

  Her name is Wang Yuying, from Group 5, Bao ‘an Village, Xinli Town, yushu city. In the operating room a few steps away, her 12-year-old son is undergoing the second operation.

  Everything started with the nightmare on the 11th. That morning, she and her husband went out to work, and her 12-year-old son was left in his grocery store to sell goods. Suddenly, he was attacked by Wang, a villager in the same village — — — After Wang knocked Xiaoshuo down with a beer bottle, he took out a sharp knife and stabbed Xiaoshuo’s eyes, chest and abdomen, causing Xiaoshuo’s eyes to be almost blind and his abdomen to penetrate.

  By playing dead, the alert Xiaoshuo survived and escaped. Wang ignited the grocery store after the murder, and her body was later found, with a pesticide bottle next to it. At present, yushu city Public Security Bureau is investigating the case.

  After a long wait, the news from the operating room made the family sad and happy. The good news is that Xiao Shuo’s life was temporarily saved after two operations lasting for 16 hours. However, this 12-year-old intelligent boy may never see the light again … …

  The couple who went out for the autumn harvest received unfortunate news:

  "A relative called anxiously and said that his son had an accident at home."

  The husband and wife run a grocery store in the village. In addition, they have farm work to do.

  At 5 o’clock in the morning on the 11th, just before dawn, Wang Yuying and her husband got up. After breakfast, they packed up and prepared for the autumn harvest. Although there is not much land at home, they can be free as soon as they finish their work.

  Just about to go out, Wang, a villager from the same village, came to their home. "Whether to want fertilizer money? 1,000 yuan, you can take it! " Wang Yuying took out 1000 yuan money and handed it to Wang. Wang took the money and looked polite. When he left, he also took away some cigarettes they sent.

  "Son, we went to work. Today, you don’t go to school, rest at home, take good care of the grocery store, and be obedient … …”

  When she left home, Wang Yuying repeatedly told her 12-year-old son Xiao Shuo, hoping that he would not always play and take care of the grocery store at home.

  After arriving at the cornfield not far away, the couple began to work. "It took about half an hour. A relative of my family called anxiously and said that my son had an accident at home, his face was covered with blood, and the house was on fire. Hearing this, we put down the phone and ran home … …”

  Recalling that scene, Wang Yuying had a low voice. The couple saw their son lying at the door, his face covered with blood, his house smoking outwards, flames popping out from time to time, and his home and grocery store were slowly being swallowed up by the fire … …

  The child recalled the injury intermittently:

  "I found that as long as I don’t move, she won’t stab me any more … …”

  Wang Yuying and her husband didn’t care about the burning home, so they quickly picked up the child, found a car and took the child to the hospital in yushu city.

  My son in my arms is badly hurt, but he is still conscious and groans from time to time … … The journey of more than 10 kilometers is so long at the moment.

  On the way, he recalled his injury intermittently — — — Shortly after Wang Yuying and her husband left home, Wang, a villager who had just taken away 1000 yuan, came back. She walked into the grocery store and found Xiaoshuo alone in the room. First, she asked Xiaoshuo to bring her a bottle of beer, and then she asked for a bag of peanuts, which Xiaoshuo did.

  "Bring me another ice cream … …” Upon hearing this, Xiaoshuo went straight to the refrigerator of the grocery store. At this time, Wang suddenly lifted the beer bottle, a bottle knocked Xiaoshuo to the ground, and then took out a sharp knife from his body and stabbed Xiaoshuo’s eyes, chest and abdomen. Xiaoshuo struggled to stop Wang’s murder with his hands, and his tendons were cut by a sharp knife.

  "I was scared at that time. She stabbed me with a knife. I started to fight with her, but I found that as long as I didn’t move, she wouldn’t stab me any more … …”

  Xiaoshuo recalled that in order to survive, he began to play dead. After Wang stabbed Xiaoshuo several times, he found that he was no longer moving, so he stopped hurting Xiaoshuo.

  After a while, the child heard the sound of gas leakage from the kitchen, and had a premonition that there might be more misfortune. Having lost sight of things, he began to grope by feeling and slowly climbed to the door. I don’t know how long it took, but he climbed outside the door. At this time, a fire was burning in the home behind him.

  "I guess she thought she had stabbed her son to death, and then she came to my kitchen, opened the liquefied gas tank, set the liquefied gas on fire, and burned the whole house … …” Wang Yuying was crying, and her emotions were almost out of control.

  The attending doctor said that he had done his best:

  "We can only try our best to save his life … … His eyes have zero vision and are almost blind. "

  After the child was sent to yushu city Hospital, the doctor said that it was incurable and he had to go to a big hospital in Changchun. Therefore, the family quickly rushed to Changchun with Xiaoshuo, and finally came to the Eye Hospital of the Second Hospital of Jida University.

  Wang Yuying said: "The child also has injuries, but the eyes are the most important. We hope to cure the child’s eyes first … …”

  At 1 o’clock in the afternoon on the 11th, they arrived at the Eye Hospital of the Second Hospital of Jida University. At 4 o’clock in the afternoon, the child began to undergo surgery. At 11: 58 that night, Xiaoshuo was pushed out of the operating room.

  After a long wait of 8 hours, at the moment when Xiaoshuo was pushed out of the operating room, the family quickly gathered around: "How are the children’s eyes, doctor?"

  Doctor Huang Dafu sighed and said that Xiaoshuo’s eyes were badly hurt, and they had done their best.

  Dr. Huang said that the optic nerve and four muscles in the fundus of Xiaoshuo’s right eye have been cut off by a knife, and the eyeball is prominent, so there is no possibility of recovery. Therefore, the right eye has been removed. At the same time, Xiaoshuo’s left eye optic nerve was seriously damaged, his vision was zero, and his pupils were dilated. The doctor temporarily restored it to its original state, but it is still impossible to judge what it can be restored after treatment.

  He said that if it is not infected, the best degree may be to see a glimmer of light; If the infection and recovery are not good, then the left eyeball must also be removed. "From the current situation, the doctor can only try his best to save his life, and the operation is more difficult. As a result, his binocular vision is zero and he is almost blind."

  What caused this tragedy? The boy’s mother said:

  "It’s because of a little contracted land that it’s really not … …”

  Why did Xiao Shuo suffer this accident? Wang Yuying shed tears from time to time. "It’s really not because of a little contracted land. We didn’t care, but people cared, and it hurt my son … …”

  Wang Yuying introduced that the perpetrator Wang was in his 50 s this year, his hometown was in Heilongjiang, his husband died in his early years, and a son was in the field. After returning to the village alone, he had been living in a friend’s house for a year.

  "After returning to the village, she and the village had a bit of a land contract dispute. Later, the village contracted the half hectare of land to our family, but she disagreed and has been worried. "

  In the spring of this year, Wang secretly applied fertilizer to this field in advance, but later, Wang Yuying and her husband still wanted the cultivated land back. "We can’t let people fertilize us in vain. On the morning of the incident, she just came to get fertilizer money. We also gave her a few cigarettes, but no one could think of it. She still couldn’t get around this corner and laid hands on my children!"

  After stabbing Xiaoshuo and setting fire to the house, Wang ran to the backyard of Wang Yuying’s house and smashed all the window glass of the backyard house. "Later I heard that she ran to my barn and committed suicide by drinking medicine!" Wang Yuying said.

  For the perpetrator Wang, most villagers are reluctant to mention it. A villager said that after Wang returned to the village, he was not very willing to talk, and there was no excessive behavior at ordinary times. Everyone really couldn’t figure out how she could do such an incomprehensible thing.

  I have borrowed more than 70,000 yuan to save the children, and all the money and things at home have been burned, and there is not a penny left on me … …

  The mother hopes that good people can help her son.

  At 4 o’clock in the morning yesterday, after undergoing binocular surgery, Xiaoshuo was once again sent to the operating room of hand and foot surgery to perform surgery on his injured hands and chest. After another 8 hours of surgery, at 12 noon on the 12th, Xiaoshuo was pushed out of the operating room.

  The doctor said that the child had a broken tendon in both hands, a penetrating wound in the abdomen and multiple stab wounds in the chest. After the operation, the child is no longer in danger, but it needs to be observed in the ICU ward.

  "This child has a pair of talking eyes. This time, his eyes were injured, and his big eyes were blind!" When interviewed by new culture reporters, some villagers were very sorry. They said that Xiao Shuo was in the sixth grade in the primary school in his village, and his academic performance was not bad. He was usually obedient and never made his parents angry.

  "This really shouldn’t happen!" A villager sighed. He recalled that after the incident, Xiaoshuo climbed out of the burning house by himself. After climbing to the door, the child did not cry, but cried "Mom" with heartbreak.

  At present, more things worry the family: their living conditions are average, including half a hectare of contracted land, and there are seven or eight acres of cultivated land at home. This grocery store is also the main source of income for their family.

  "My son was injured and admitted to the hospital. Our family has already paid more than 70,000 yuan. All the money was borrowed by relatives and friends. All the money and things at home were burned, and there was no penny on me!" Wang Yuying cried and said, "The world is still so big and beautiful. I hope my son can still see this beautiful world, really … …”

The annual output is expected to be 150,000 vehicles, and the new Audi Q5L will be finalized. Are you looking forward to it?

Zhiyi automobile/Xiaofan

A few days ago, Zhixiu Automobile learned from relevant channels that FAW-Volkswagen Changchun Q Factory is about to upgrade its new generation (internal code: AU436/0CN_KL), and the whole new car will be built on the PPC platform, and its functional configuration has been optimized and adjusted to varying degrees. At the same time, the annual production capacity of the new car is expected to be 150,000, and the competitors are also locked into models such as, and so on. The new car will start construction in January next year and put into production in December at the earliest.

In terms of appearance, according to the information previously exposed, the new generation Audi Q5L will adopt the latest design language of the Audi family as a whole. The front face will still be designed with a large grille, supplemented by chrome trim, and the long and narrow headlights on both sides will give people a more sporty overall feeling. At the same time, the shape of the lower enclosure is sharp, and it is decorated with silver plaques, which also creates a good sense of movement.

On the side of the car body, it is expected that the new car will not change much. The smooth waistline runs from the front of the car to the rear of the car, and the design with large-size wheels is quite satisfactory compared with the mainstream models of the same class. At the same time, designs such as hidden door handles and borderless ones did not appear on new cars. In terms of size, it has not been made public yet, but the length, width and height of the current models are 4770/1893/ 1667mm and the wheelbase is 2907 mm. It is expected that the new models will also be upgraded to varying degrees.

For the tail, it is expected that the new car will not adopt the design of penetrating taillights, with split taillights on both sides and built-in dot matrix light strip layout, and the visual recognition is expected to be more prominent after lighting. At the same time, the spoiler with the shape of "duckling tail" will also be retained above the roof. Coupled with the exhaust layout of both sides, the overall tail is also more sporty.

As for the interior, referring to the interior design of the new Audi A5L, the center console is expected to be composed of 11.9-inch full LCD instrument +14.5-inch curved central control screen +10.9-inch co-pilot entertainment screen, with three styles, which gives people a sense of science and technology as a whole. At the same time, the new car will also be upgraded for technology and intelligent configuration, and the latest MMI car system will be built in. Moreover, the new car will also add practical configurations such as storage compartment cover, rear headrest cushion and ambient lighting package to meet the needs of different consumers.

In terms of power, the new generation Audi Q5L will be built on the PPC platform as a whole, and will continue to provide 2.0T high/low power models. Among them, the 2.0T low-power version has a maximum power of 140kW and a peak torque of 320N·m;; The 2.0T high-power version has a maximum power of 180kW and a peak torque of 370N·m, which matches the 7-speed dual-clutch gearbox and quattro four-wheel drive system.

In terms of price, the current price range of Audi Q5L is 39.75-488,800 yuan. At the same time, combined with the preferential policies of various regions, there are basically 50,000-80,000 yuan of preferential policies in different degrees. As for the final pricing of the new car, what is it? It also deserves our common concern. What do you think of this? Welcome everyone to leave a message below to discuss.

The original article of Zhiyou Automobile, please contact us if you need to reprint it.

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Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  Test drive "Red Flag is back." In the past 20 years, I have heard similar news more than once, but every time before, the results were comparable to those of the national football team: the people of the whole country were expected for half a day, and the results were all disappointing. This time, the red flag is back. Is it a repeat of the same mistakes or a change for innovation? All this depends on taking out decent products to speak.

  Because the results of Hongqi brand’s previous "comeback" are hardly satisfactory, the H7 comeback even attracted a lot of skeptical eyes, but I am a person who doesn’t like to talk about things with "inherent experience", because change will always exist, just that some people become more and some people become less. If Hongqi’s new car can let us look at it with a new eye, it is necessary to give it a chance to prove its strength. Can Red Flag H7, which has just been listed, undertake this great task? Let’s find out through the test drive in Hangzhou before this listing.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  The Red Flag H7 Media Test Drive held in Hangzhou actually preceded the listing conference, but it was not possible to meet with you until today under the restriction of confidentiality agreement. Although the test drive report came a little late, the advantage is that I can have more time to figure out the various characteristics of this car and measure its value more pertinently according to the pricing.

  The price of the red flag H7 for ordinary consumers jumped from 299,800 yuan. I must say that this price is not expensive! Because this is the cheapest domestic medium and large car you can buy. Imagine that you can buy a medium-sized and large-sized car with the model level and size equivalent to A6L and the configuration level reaching A6L middle and high level (the asking price of the Audi A6L with the same configuration is at least 450,000 yuan) with the money of buying a low-priced Audi A4L, which is very cost-effective in any case.

  In the past, Hongqi failed many times in the process of marketization. On the one hand, it lacked competitive products (waistcoats built by obsolete Audi and Lincoln), and on the other hand, its positioning price was out of touch with the market (Hongqi is more expensive than the prototype). This time, the marketing strategy of Hongqi H7 is quite rational. The 2.0T offers three models, which is believed to be the main sales model. The price of 300,000-400,000 is also the most mainstream and most popular price range of this kind of car. The significance of the 3.0L model is to upgrade the brand grade. There is little difference between the 2.0T and 3.0L models in terms of configuration. Which one is more cost-effective? Please click to view the "Red Flag H7 Car Purchase Guide".

 

  The biggest question: Is H7 the red flag of "China people"?

  I believe this is the most eager answer for all China people who are concerned about the red flag brand. As for the origin of the red flag of the "national car", it is mainly because there was a similar "criminal record" in the history of the red flag, so when the brand-new red flag H7 was born, it is inevitable that there will be doubts in this respect. There are even rumors that H7 is the "vest" version of the new Crown, or that the 2.0T engine comes from the 2.0TFSI of Audi A6L, etc … Is this true?

  With these questions, I specially found Dr. Li, who was in charge of the research and development of Hongqi H7 project, at the test drive meeting of Hongqi H7. Dr. Li told me with certainty that Hongqi H7 was the first model developed by FAW Car in full accordance with the forward direction, and every step was done in accordance with the development procedures of international mainstream automobile manufacturers from project establishment, design finalization, prototype trial production, prototype testing, factory trial production to official production. The saying that "the V6 engine comes from Crown and the 2.0T engine comes from Audi" is completely wrong, and the engine of Hongqi H7 was built from scratch.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  In fact, if you do a little careful research, you will find that the cylinder diameter, stroke and compression ratio of the 2.5L and 3.0L engines carried by Hongqi H7 are completely different from those of Toyota V6 engine. In addition, the angle between the two cylinders of Hongqi V6 engine is 90, while the angle between the two cylinders of Toyota Crown V6 engine is 60, which shows that the two engines are not even the same in infrastructure. To put it bluntly, they are two completely different engines without any blood relationship. So the myth that "H7 uses Crown Engine" can be terminated here.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  Dr. Li introduced the story behind Hongqi H7 engine. In fact, 2.0T and 3.0L V6 engines, as well as the 2.5L V6 engine specially designed for government procurement, all came from the same technical platform. As early as the establishment of Hongqi H7 project, FAW decided to build a complete engine technology platform, which started with a single-cylinder experimental machine with a displacement of 0.5L. This single-cylinder experimental machine is used to verify its combustion characteristics, and after all aspects of performance are verified, the finished engines with different cylinder numbers and displacements are derived from this single-cylinder engine as the technical platform.

  At the Beijing Auto Show in 2012, FAW Car has demonstrated its self-developed engine, which is derived according to the displacement of a single cylinder of 0.5L The 4-cylinder engine is 2.0T assembled on Hongqi H7 today, while the V6 engine is 3.0L. The 2.5L engine specially made for government procurement was obtained by changing the cylinder stroke on the basis of 3.0L. In addition, Dr. Li also said that this engine platform can also make many derivative models such as V8 and V12, but not all models have been put into mass production. At present, Hongqi H7 is equipped with the first products of this series of engines.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  I was lucky enough to get a 2.0T model for this test drive. I believe this car has the most reference significance for consumers who plan to buy Hongqi H7. After all, the price is relatively cheap. First of all, its engine, the 2.0L four-cylinder engine, was introduced clearly just now, and it is a real "China Heart". It is matched with the TD04 turbocharger produced by Shanghai Lingzhong (Audi’s 2.0T uses Bogwarner’s K03 turbocharger, which is completely different). Shanghai Lingzhong’s technology and manufacturing process come from Mitsubishi Heavy Industries, which itself is a world-renowned turbocharger manufacturer, and TD04 is also a tested and mature product, so consumers can rest assured in this respect.

  From the technical standards and parameters of the engine, this all-aluminum engine adopts multi-point electronically controlled gasoline injection and supercharged intercooling technology, and adopts a two-stage and three-layer silent chain drive timing system, which makes the engine have higher performance of suppressing noise and vibration. Although this 2.0T engine does not have the current popular gasoline direct injection technology (according to the engineer, it has been reserved in the design and can be upgraded at any time according to the market demand), its power parameters will not appear backward at all, and its book parameters can completely reach the level of similar engines of international manufacturers.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

 

  The transmission is purchased from Aisin Company’s 6-speed automatic manual transmission with sport mode. At present, the specification of 6AT can only be regarded as the most basic standard in medium and large-sized cars. After all, 7AT and 8AT are quite popular, and even 9AT is ready to move. However, there is no need to be too demanding in this respect, because it is a large-sized car that is biased towards government and business purposes, and it is enough to meet daily commuting with 6AT. As for performance, we should first consider its more affordable price than joint venture cars.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  Let’s talk about the chassis and platform of H7 again. Because of the "criminal record" of Hongqi HQ3 and Shengshi, the question of whether H7 will use the new Crown platform will naturally come. In this respect, the manufacturer’s staff said that FAW had made reference to other joint venture models in the group when developing the chassis of Hongqi H7. For example, the suspension structure really looks like a crown. After all, H7 is the first time that FAW Car is being built in the way of forward research and development, so the process of reference and learning is still essential. As for how many ingredients belong to learning and how many ingredients are developed by myself, I didn’t get the exact answer, but it doesn’t matter, we don’t have to worry too much about the lineage, whether it is a good car or not, we can only see the real chapter when we drive to the road.

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

  In addition, there is good news. The technical reference of Hongqi H7 to Crown, Audi and other models is not completely accepted, because the engine architecture of Hongqi H7 is different from that of the reference model, and the parameters such as wheelbase and tread of Hongqi H7 are completely different from that of the control model. Dr. Li told us that only 5% of all the parts of Hongqi H7 are the same as the models of joint venture brands, and these 5% parts also include standardized parts in automobile manufacturing (such as bolts of general specifications of various manufacturers), so the proportion of independent procurement and manufacturing is very high.

  As Dr. Li said, the proportion of parts manufactured by Hongqi H7 is very high, so how can we control the cost if we lose the cost advantage of sharing parts with joint venture partners within the group? This really took a lot of effort, so it is natural to pay more attention to the selection of suppliers. In addition, the annual output target planning of Hongqi H7 has reached 30,000 units, so that the cost can be shared through scale. From this set output, we can see that Hongqi H7 is not just satisfied with the thousands of government-purchased cars. The root of its survival is to really go to the market and get a slice of the purchase of individuals and enterprises. Then, in front of Audi A6L, how can it persuade us to buy a domestic car?

Test Drive of Red Flag H7 2.0T as the strength endorsement made in China.

Ten thousand people bid farewell to eight Olympic giant pandas

       


 







    A volunteer couldn’t bear to leave the giant panda and cried with the keeper.








 
Many citizens saw the giant panda off.








 
The staff carried the weighed panda onto a special transport vehicle.







 
After the quarantine, the panda gets bamboo shoots as a snack.


    At 12: 45 yesterday, eight Olympic giant pandas who had lived in Beijing for nearly 10 months set foot on their journey back to Sichuan, and tens of thousands of tourists went to see them off. Volunteers who used to be commentators at the Olympic Panda Pavilion cried and said goodbye to the panda babies.


    At about 11 o’clock last night, the giant pandas finally arrived at the Bifengxia base in Ya ‘an, China Conservation Giant Panda Research Center by plane and car. They are in good physical and mental condition and are sent to the animal house to rest.


      82-year-old man came to see me off.


    "Is the Olympic panda gone?" At 8 o’clock yesterday morning, hundreds of tourists gathered outside the giant panda hall of Beijing Zoo, all of whom were very concerned about the situation of giant pandas. The staff of the Panda Pavilion kept explaining that eight Olympic giant pandas were still on display as usual.


    In the Olympic Panda Pavilion, eight giant pandas are playing or eating bamboo in their respective activity areas, enjoying themselves. Good sisters "Duoduo" and "Cuicui" snuggled up in the corner of the playground, "Huanhuan" and "Taotao" hugged and wrestled, and "Fuwa" lay on the ground with bamboo on all fours. Tourists took out their cameras and took photos with the little ones.


    "I came here early in the morning just to see the giant panda for the last time." Grandma Wang, 82, lives in Fengtai District and took a bus to the zoo to bid farewell to the Olympic panda.


    At 9 o’clock in the morning, on the stage on the west side of the Giant Panda Pavilion, more than 20 children from Yinhe Youth Art Troupe sang "Love is the Most Beautiful": "panda,panda, I love you …" The immature singing attracted many tourists’ attention.


    At the short farewell ceremony held in Beijing Zoo, China Research Center for the Protection of Giant Panda presented Wolong soil and Minjiang River water to Beijing Park Management Center. A "national treasure map" with 13 panda cubs born after the earthquake and the palm print of the panda cubs were presented to Beijing Zoo, and the naming right of one of the cubs was given to Beijing. After collecting the names of cubs from the public, Beijing Zoo was finally named "Olympic Games".


    Yang Changjiang, a breeder, said that in order to "lure" giant pandas into cages, they were only given half a breakfast. In the morning, the breeder has cleaned the Olympic Panda Pavilion and disinfected the cages for transporting giant pandas.


     The greedy cat "Meixin" was first caged.


    In the morning, more than 10,000 people went to the zoo to bid farewell to the Olympic pandas. At 10 o’clock, after the Olympic Panda exhibition, many tourists gathered around the truck carrying the panda. Many children ride around their father’s neck, expecting the baby pandas to appear.


    "Mei Xin, Guaibao, go home!" The breeder called "Meixin" who was playing outside the stadium in Sichuan dialect, and put the cage at the door of the animal house. Soon, "Meixin" got into the animal house, but "Fuwa" followed. The two little guys were attracted by carrots in the cage and blocked the cage door.


    Li Feng, the breeder, waved a pot of carrots in front of Fuwa. Fuwa was attracted, only to find that the food outside the animal house could not be eaten, and immediately went to squeeze the door with Meixin. Seeing that there were more carrots in Li Feng’s hand than in the cage, the greedy cat "Meixin" stared intently at the food basin and followed the breeder to climb to the next animal house. The breeder patted Meixin’s nose, talked to her constantly, fed her, and calmed her mood. In about 5 minutes, "Meixin" was the first to be successfully "lured" into the cage.


    At 11: 30 in the morning, the last baby panda was caged with fresh bamboo, apples and carrots.

Song Jia’s literary fan dressed as "Xiao Hong" 18 sets of styles staged the fashion show of the Republic of China.

    Therefore, Song Jia’s styles in the film were designed by the director Jianqi Huo himself. "Many people may suddenly realize that the style of the Republic of China can still be dressed like this after watching Xiao Hong. In fact, Xiao Hong is the fashion pioneer of the Republic of China. As a well-known Shanghai writer, she is the trend leader. Even now, her dress is still very popular. Whether it is a young literary woman or a white-collar woman in the workplace, Xiao Hong’s single items can be used. " Some netizens who have seen the stills in advance laughed and said: "It is estimated that the same paragraph will be popular in Taobao!"
 
    Song Jia bluntly said, "Xiao Hong" is the most exquisite costume collocation he has ever encountered since filming. "The director is very demanding. He hopes that every detail can reflect Xiao Hong’s feelings. We have been choosing clothes, and we must be beautiful enough and literary. We must reproduce Xiao Hong in the original way. Xiao Hong’s literature and art in his heart are colored." The hard work of the director and the staff was not in vain. "Xiao Hong has been wandering from place to place all her life, suffering from poverty and illness. No matter how poor and hungry she is, she will let herself go out gracefully.The biggest feeling of 18 models for me is that they can guide me to enter the state of Xiao Hong quickly. "

Next page: Song Jia: Xiao Hong is the real literary young woman.

Kunming has selected 75 non-legacy projects into the provincial list.

Recently, Yunnan Province announced the fifth batch of 145 representative provincial intangible cultural heritage projects and 62 expanded projects. Up to now, 686 intangible cultural heritage projects in the province have been selected into the provincial list of representative intangible cultural heritage projects, of which 75 intangible cultural heritage projects in Kunming have been selected into the provincial list.

The province has identified over 10,000 non-legacy projects.

The fifth batch of 207 provincial intangible cultural heritage representative projects, covering folk literature, traditional music, traditional dance, traditional drama, folk art, traditional sports, entertainment and acrobatics, traditional art, traditional skills, traditional medicine, folk intangible cultural heritage and other ten categories. Among them, including chicken cooking skills (Menghai roast chicken production skills), clay pot tea production skills and other 27 non-legacy projects that reflect public practice, wide coverage and high public participation; Thirteen non-legacy items of eight ethnic groups in Yunnan, such as Dulong blanket making skills, De ‘ang ancient songs, Jino bamboo tube music (Qike Bugu), Nu Rumi, Achang silver ornament forging skills (household silver ornament forging skills), Pumi Wu Festival, Bulang folk house building skills, Jingpo green leaf banquet making skills, are also included in the list.

According to the data of the Yunnan Provincial Department of Culture and Tourism, at present, Yunnan Province has published a total of 686 representative items of provincial intangible cultural heritage, including 60 items of folk literature (including endangered national languages), 71 items of traditional music, 75 items of traditional dance, 12 items of traditional drama, 10 items of quyi, 19 items of traditional sports, entertainment and acrobatics, 37 items of traditional art, 138 items of traditional skills and traditions. There are 85 provincial-level cultural and ecological protection zones and 27 hometown of ethnic and folk traditional culture.

At present, Yunnan Province has established a national, provincial, prefecture, county and district-level intangible cultural heritage protection list system with local characteristics, and has identified more than 10,000 representative items of intangible cultural heritage, and a large number of precious, endangered and intangible cultural heritage with great historical, literary, artistic and scientific values have been effectively protected. Yunnan province is further strengthening the protection and inheritance of intangible cultural heritage by improving the intangible cultural heritage protection list system, providing a strong spiritual force for writing a Chinese-style modern Yunnan chapter.

There are 703 non-legacy projects at all levels in the city.

Among the fifth batch of provincial intangible cultural heritage representative projects published by Yunnan Province, 21 items in Kunming were selected, covering eight categories, including traditional music, folk art and folk customs.

The unique geographical and cultural environment makes Kunming have a large number of intangible cultural heritage with rich categories and outstanding value. In order to protect and inherit the intangible cultural heritage, in July 2018, the Regulations on the Protection of Intangible Cultural Heritage in Kunming was implemented, and Kunming became the first city in the province to promulgate local regulations on the protection of intangible cultural heritage.

According to the data of Kunming Culture and Tourism Bureau, up to now, there are 703 non-legacy projects in Kunming, including 7 national, 75 provincial, 270 municipal and 351 county-level projects. There are 844 representative inheritors at all levels, including 7 at the national level, 76 at the provincial level, 213 at the municipal level and 548 at the county level; There are 5 provincial non-genetic bases, 14 municipal non-genetic bases, 6 county (district) non-genetic bases, and 62 non-genetic learning centers (institutes).

In order to strengthen the publicity of intangible cultural heritage, further enhance the awareness of intangible cultural heritage protection in the whole society, and inherit and carry forward the excellent traditional culture of the Chinese nation, Kunming has created intangible cultural heritage joint exhibition in Guandu, China, Yunnan Opera Art Week, Kunming folk song and dance music exhibition and other intangible brands, and carried out the theme activities of "Intangible Cultural Heritage on Campus" and "Learning from Masters" and other activities with strong interaction and rich experience throughout the city to bring the public closer to intangible cultural heritage.

At the same time, Kunming promotes the high-quality integrated development of intangible cultural heritage and tourism, and promotes the live transmission and innovative development of intangible cultural heritage projects. In 2020, Yunnan Provincial Department of Culture and Tourism launched 10 non-legacy theme tourist routes, 6 of which involved Kunming. In 2022, 14 pieces (sets) of works were selected as outstanding works in the first "Handing Gifts for Intangible Cultural Heritage" in Yunnan Province, including the national craftsmanship of intangible cultural heritage-Wutong Walking Silver Handing Gifts Series, the national intangible cultural heritage "traditional Chinese medicine preparation of Kunming traditional Chinese medicine"-Kunming traditional Chinese medicine gift box, and the municipal intangible cultural heritage Cloisonneenamel painting-"Daguanlou".

Kunming will thoroughly implement the working policy of "protection first, rescue first, rational utilization, inheritance and development", effectively improve the level of systematic protection and inheritance of intangible cultural heritage in the city, adhere to creative transformation and innovative development, make intangible cultural heritage "live" and pass it on, and promote the colorful intangible cultural heritage of all ethnic groups in the city to glow with vitality and charm. (Chief reporter Li Sifan reports)

be relevant

"Tea fragrance is shared in Yunnan"

The thematic photo exhibition opens today.

On January 11th, the special photo exhibition "Tea Fragrance Sharing in Yunnan" was held in Daguan Park and will last until January 15th.

Jingmai Mountain’s contiguous tea gardens, people dressed in festive costumes to worship tea ancestors, tea factory staff kneading tea leaves, towering century-old tea trees, ancient tea-horse roads with a history of thousands of years … Nearly 100 excellent photographs on display show six national-level intangible cultural heritage representative projects in Yunnan, such as Pu ‘er tea-making skills in China’s traditional tea-making skills and related customs, Yunnan black tea-making skills and Bai people’s three tea tea customs, which have been successfully applied for the world heritage recently, and show Yunnan as a "world" from different perspectives. Previously, the photo exhibition had been exhibited in Cuihu Park for 5 days.

A few days ago, "China traditional tea-making skills and related customs" passed the evaluation and was included in the UNESCO representative list of human intangible cultural heritage. "China traditional tea-making skills and related customs" involves 44 national intangible cultural heritage representative projects, among which six Yunnan projects, such as black tea-making skills (Yunnan black tea-making skills), Pu ‘er tea-making skills (tribute tea-making skills), Pu ‘er tea-making skills (Dayi tea-making skills), black tea-making skills (Xiaguan Tuo tea-making skills), De ‘ang sour tea-making skills and tea custom (Bai three tea), are among them.

In order to further strengthen the protection of inheritance, publicize and display Yunnan’s traditional tea-making skills and related customs, in December last year, the Yunnan Provincial Department of Culture and Tourism launched a series of publicity activities on "Tea Fragrance Sharing in Yunnan", and organized six projects in five cities and cities of lincang, Pu ‘er, Xishuangbanna, Dali and Dehong to participate in the celebration activities of the main venue of the "Tea and the World Sharing Intangible Heritage" of the Ministry of Culture and Tourism, and held a special photo exhibition on tea. (Reporter Yang Yanping reports)

Deeply understand and accelerate the development of new quality productive forces

  Deeply understand and accelerate the development of new quality productive forces

  Commentator of Qiushi magazine

  "Developing new-quality productive forces is an inherent requirement and an important focus for promoting high-quality development. We must continue to do a good job in innovation and promote the accelerated development of new-quality productive forces."

  On January 31, 2024, General Secretary of the Supreme Leader delivered an important speech when he presided over the 11th collective study in the Political Bureau of the Central Committee, systematically expounded the scientific connotation of new quality productivity from the combination of theory and practice, profoundly pointed out the great significance of developing new quality productivity, and put forward clear requirements for developing new quality productivity. From putting forward "new quality productive forces" during a local inspection in 2023, to emphasizing "developing new quality productive forces" at the Central Economic Work Conference, and then making a systematic exposition during the collective study of the Politburo, the General Secretary’s series of important expositions and major arrangements on developing new quality productive forces have profoundly answered the important theoretical and practical questions of "what is new quality productive forces, why should we develop new quality productive forces, and how to develop new quality productive forces", which provides a basis for promoting high-quality development in the new journey.

  High-quality development needs the guidance of new productivity theory.

  Marxism holds that productivity is the material premise of all social life, the most active and revolutionary factor to promote social progress, and the productivity standard is a fundamental standard to measure social development. Marx and Engels pointed out that "the sum of people’s productive forces determines the social situation". Unswervingly promoting the development of productive forces and constantly improving people’s living standards on this basis is the fundamental starting point of all our party’s work.

  The fundamental task of socialism is to liberate and develop social productive forces, and the superiority of socialism over capitalism lies in its ability to develop productive forces faster and better. After the founding of New China, Comrade Mao Zedong proposed that "the purpose of socialist revolution is to liberate productive forces". After the reform and opening up, Comrade Deng Xiaoping clearly pointed out that "there are many tasks of socialism, but the fundamental one is to develop productive forces". Since the founding of the People’s Republic of China, our Party has only spent several decades leading the people to complete the industrialization process that developed countries have gone through for hundreds of years, promoting China’s development into the second largest economy in the world, and creating a miracle of rapid economic development that is rare in the world. It is extremely important to attach great importance to productivity standards, always adhere to the liberation and development of social productivity, and constantly enhance the comprehensive national strength of socialist countries.

  Entering a new era, China’s economic development has entered a new stage. The CPC Central Committee with the Supreme Leader as the core regards adhering to high-quality development as the last word in the new era, consistently liberates and develops social productive forces, makes a series of major decisions and arrangements, and pushes China’s economy to a higher-quality, more efficient, fairer, more sustainable and safer development path. The level of productive forces has achieved great improvement and breakthrough development, forming a new qualitative state of productive forces development. In view of this new situation, the General Secretary of the Supreme Leader clearly pointed out that "the new quality productivity has been formed in practice and has shown a strong driving force and support for high-quality development".

  At the same time, we should also see that there are still a lot of factors restricting high-quality development, such as some key core technologies being controlled by people, the problems of "big but not strong" and "all but not excellent" in the industry, and the pressure of transforming the production and living system to green and low carbon, and so on. To further promote high-quality development, we must form new industries, new models and new kinetic energy, firmly grasp key core technologies in our own hands, build a modern industrial system that is self-controllable, safe, reliable and competitive, build a green and low-carbon circular economy system, and realize connotative growth driven by innovation. In the final analysis, it is to achieve greater breakthroughs and greater development at the level of productivity. This puts forward a new topic for our theoretical development, and we need to further deepen our understanding of the new quality productivity. General Secretary of the Supreme Leader emphasized that the development of new quality productive forces "requires us to summarize and generalize theoretically to guide new development practice". General Secretary Supreme Leader’s important exposition on developing new-quality productive forces points out the important focus of promoting high-quality development, embodies a profound grasp of the development law of productive forces and the outstanding problems facing China’s development, and is a profound summary of the law of China’s economic construction, further innovating and developing Marxist productive forces theory, which is an important part of Supreme Leader’s economic thought and has important theoretical and practical significance. We must study deeply and deeply understand it and use it to guide practice.

  Grasping the scientific connotation of new quality productivity

  What is new quality productivity? General Secretary of the Supreme Leader pointed out: "In a nutshell, the new quality productivity is an advanced productivity that plays a leading role in innovation, gets rid of the traditional economic growth mode and productivity development path, has the characteristics of high technology, high efficiency and high quality, and conforms to the new development concept. It was born out of revolutionary breakthrough in technology, innovative allocation of production factors, and deep transformation and upgrading of industries. The basic connotation is the leap of laborers, labor materials, labor objects and their optimized combinations, and the core symbol is the substantial improvement of total factor productivity. Its characteristics are innovation, the key is high quality, and the essence is advanced productivity. " This important exposition profoundly points out the basic theoretical issues such as the characteristics, basic connotations, core symbols, characteristics, keys and essence of the new-quality productive forces, and provides a fundamental basis for us to accurately grasp the scientific connotation of the new-quality productive forces.

  New-quality productivity is an advanced productivity with innovation as the leading role, and its characteristic is innovation. The key to grasping the new quality productivity lies in a deep understanding of the key role of innovation in improving productivity. Looking back at history, from the mechanization of the first industrial revolution in the 18th century to the electrification of the second industrial revolution in the 19th century, and then to the informationization of the third industrial revolution in the 20th century, subversive scientific and technological innovations have brought about great liberation of social productive forces and great leap in living standards, which fundamentally changed the development track of human history. Some countries have seized the rare opportunity of scientific and technological revolution and industrial transformation, and their comprehensive national strength has increased rapidly, even becoming a world power. At present, a new round of scientific and technological revolution and industrial transformation is ready to go, and some major disruptive technological innovations are creating new industries and new formats. Information technology, biotechnology, manufacturing technology, new material technology and new energy technology have penetrated into almost all fields, which has led to major group technological changes characterized by green, intelligence and ubiquity. We have ushered in the historic intersection of the new round of scientific and technological revolution and industrial transformation in the world and the transformation of development mode in China, and are faced with a once-in-a-lifetime historical opportunity. New quality productive forces have emerged as the times require and have continued to grow and develop in practice. New quality productivity represents the new direction and trend of scientific and technological revolution and industrial transformation, and represents the development direction of advanced productivity. To accelerate the formation of new quality productive forces is to gain a leading position in the development of productive forces, take the lead in new fields and new tracks, and win the initiative in development in fierce international competition.

  Marx pointed out that "productivity, that is, the development of production capacity and its elements" and "labor productivity is developing with the continuous progress of science and technology". New quality productivity is the product of productivity development and scientific and technological progress, and it is a revolutionary promotion of human ability to transform nature. This promotion is holistic and fundamental, and as its constituent elements, workers, labor materials and labor objects must also have new connotations. As far as workers are concerned, workers are the most active factor in productivity. What matches the new quality productivity is no longer ordinary workers who focus on simple repetitive work, but strategic talents who can create new quality productivity and applied talents who can master new quality production materials skillfully. As far as labor materials are concerned, as a "measuring instrument for the development of human labor force", with the development and wide application of original technology and subversive technology, more and more new production tools will be produced, and old and backward production tools will be gradually replaced by new and advanced production tools, which is also the main symbol of the development of productive forces. As far as the object of labor is concerned, the improvement and extensive use of labor materials will inevitably lead to the expansion of the scope of labor objects, including not only traditional natural materials, but also intangible forms such as data that are not limited by space and time.

  Only by combining various factors of production can we form realistic productive forces. New quality productivity is not only reflected in the innovative development of various factors, but also in the innovative development of the combination of production factors. With the development and changes of laborers, labor materials and labor objects in the new quality productivity, the optimized combination of the three will also undergo revolutionary changes, bringing new industries, new formats and new models, and forming new kinetic energy and new advantages that drive economic development. Productivity determines production relations, and production relations react on productivity. The formation of new quality productive forces will inevitably lead to revolutionary changes in production relations, and it is necessary to form new production relations to adapt to them, and protect, liberate and develop them. Constantly reforming and perfecting the relations of production and forming new management modes and new institutional mechanisms are important guarantees for promoting the continuous development of new quality productive forces.

  In a word, we should deeply realize that the new quality productivity is not the local optimization and simple iteration of the traditional productivity, but the advanced productivity, which is spawned by the revolutionary breakthrough of technology, the innovative allocation of production factors and the deep transformation and upgrading of industries. It will certainly bring about changes in the development mode and production mode, promote the new leap of China’s social productivity and lay a more solid material and technological foundation for building a socialist modern country in an all-round way.

  Promote new quality productivity and accelerate development.

  "We can’t fall behind on the new track", "We should catch up, strive to achieve, run and even lead". At the Central Economic Work Conference in 2023, the words of the Supreme Leader General Secretary were inspiring. On the new journey of building a strong country and national rejuvenation, the most fundamental thing to promote Chinese modernization is to realize the modernization of productive forces. The essence of new quality productivity is advanced productivity. It is necessary to unify thoughts and actions with the spirit of the important speech of the Supreme Leader General Secretary and the decision-making arrangements of the CPC Central Committee, focus on the central task of economic construction and the primary task of high-quality development, further enhance the consciousness and initiative of promoting the development of new-quality productive forces, and improve the practical skills of promoting the development of new-quality productive forces.

  — — Accelerate scientific and technological innovation. Scientific and technological innovation can give birth to new industries, new models and new kinetic energy, which is the core element of developing new quality productivity. We must strengthen scientific and technological innovation, especially original and subversive scientific and technological innovation, accelerate the realization of high-level scientific and technological self-reliance, lay a solid battle for key core technologies, and cultivate new kinetic energy for developing new quality productive forces.

  — — Accelerate industrial innovation. Industry is the carrier of productive forces, and scientific and technological achievements can only become social productive forces through industrialization. It is necessary to apply scientific and technological innovations to specific industries and industrial chains in a timely manner, transform and upgrade traditional industries, cultivate and expand emerging industries, lay out and build future industries, and improve the modern industrial system. Layout the industrial chain around the development of new quality productivity, improve the resilience and safety level of the industrial chain supply chain, and ensure that the industrial system is self-controllable, safe and reliable.

  — — Accelerate the innovation of development mode. Green development is the background of high-quality development, and new quality productivity itself is green productivity. We must speed up the green transformation of development mode, firmly establish and practice Lucid waters and lush mountains are invaluable assets’s concept, unswervingly take the road of ecological priority and green development, and vigorously advocate a green and healthy lifestyle in the whole society.

  — — Accelerate the innovation of system and mechanism. The relations of production must meet the requirements of the development of productive forces. To develop new quality productive forces, we must further deepen the reform in an all-round way and form a new type of production relationship that is suitable for it. It is necessary to deepen the reform of the economic system and the scientific and technological system, and strive to get through the blocking points that constrain the development of new quality productive forces. Expand high-level opening to the outside world and create a good international environment for the development of new quality productive forces.

  — — Accelerate the innovation of talent work mechanism. Talent is the first resource, and the essence of innovation drive is talent drive. In the final analysis, the development of new quality productive forces depends on innovative talents. In accordance with the requirements of developing new quality productive forces, we should smooth the virtuous circle of education, science and technology and talents, and improve the working mechanism of talent training, introduction, use and rational flow. Improve the income distribution mechanism in which factors participate, and create a good atmosphere to encourage innovation and tolerate failure.

Notice of the Hangzhou Municipal People’s Government on printing and distributing the measures for the basic medical security in Hangzhou

 

Hang Zheng [2020] No.56

 

District and county (city) people’s governments, municipal government departments and directly affiliated units:

The measures for the basic medical security in Hangzhou are hereby printed and distributed to you, please follow them carefully.

Hangzhou Municipal People’s Government   

December 31, 2020   

 

Measures of Hangzhou Municipality on Basic Medical Security

 

Chapter I General Provisions

 

the first In order to further improve and perfect the basic medical security system in our city and safeguard the rights and interests of the insured, these measures are formulated according to the opinions and requirements of the Social Insurance Law of People’s Republic of China (PRC), the Regulations on Social Assistance in Zhejiang Province, and the national and provincial opinions and requirements on deepening the reform of the medical security system, combined with the actual situation in our city.

the second The basic medical security system adheres to the principles of universal coverage, overall planning of urban and rural areas, clear rights and responsibilities, fairness and moderation, multi-level sustainability, combination of fairness and efficiency, corresponding rights and obligations, and matching the level of security with the level of economic development.

Article Establish and improve a multi-level medical security system with basic medical insurance as the main body, serious illness insurance as the extension, medical assistance as the foundation, supplementary medical insurance, commercial health insurance and other common development. Specifically, it includes basic medical insurance for employees (hereinafter referred to as employee medical insurance), basic medical insurance for urban and rural residents (hereinafter referred to as urban and rural medical insurance), serious illness insurance and medical assistance system.

Article 4 These Measures shall apply to all employers and their employees, urban and rural residents, designated medical institutions for basic medical insurance, designated retail pharmacies (hereinafter referred to as designated medical institutions) and their regulatory agencies within the administrative area of Hangzhou.

Article 5 Hangzhou City [including Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Xiaoshan District, Yuhang District, Fuyang District, Lin ‘an District, Hangzhou Qiantang New District and Hangzhou West Lake Scenic Area], Tonglu County, Chun ‘an County and jiande city are respectively regarded as independent medical security management jurisdictions (hereinafter referred to as jurisdictions).

Article 6 People’s governments at all levels should incorporate medical security into the national economic and social development plan, implement laws, regulations, rules and policies on medical security, and provide organizational and financial support for medical security.

Article 7 The municipal medical security administrative department is in charge of the city’s basic medical security work. District and county (city) medical security administrative departments are responsible for the local basic medical security work, and medical security agencies at all levels (hereinafter referred to as medical insurance agencies) are responsible for the specific implementation.

Development and reform, economic and information, human resources and social security, agriculture and rural areas, health, civil affairs, finance, taxation, market supervision, education, auditing, public security, trade unions, disabled persons’ federations, veterans affairs, data resource management, statistics, women’s federations and other departments and units are responsible for medical security services and supervision and management within their respective functions and duties.

Article 8 In accordance with the principle of "policy, management, service, information and supervision", we will gradually implement the municipal overall planning of basic medical insurance. The city’s basic medical insurance fund shall be collected and accounted independently by each jurisdiction, and combined with the adjustment of management system, the city’s basic medical insurance fund shall be gradually realized.

Article 9 Each jurisdiction may, according to the local economic development level and the actual medical security, formulate regulations on medical treatment management in this jurisdiction in accordance with the requirements of county medical community construction and graded diagnosis and treatment.

Article 10 Establish and improve the social supervision organization of medical security, which is attended by representatives of government departments, insured persons, employers, trade unions and experts, analyze and master the operation of the medical security system, provide advice and suggestions on medical security work, and implement social supervision.


Chapter II Medical Insurance for Employees

 

Article 11 The following personnel within the administrative area of this Municipality shall participate in employee medical insurance within their respective jurisdictions:

(1) Employees of state organs, institutions, social organizations, various enterprises, private non-enterprises and individual industrial and commercial households (hereinafter referred to as employers) (including employers and employees, the same below);

(two) according to the relevant provisions of the one-time agreement to pay the basic medical insurance premium (hereinafter referred to as the co payment personnel);

(three) according to the provisions of these measures to enjoy the medical insurance retirement benefits of employees (hereinafter referred to as retirees);

(four) other personnel as prescribed by the state, province and city.

Article 12 Within the working age, the following urban and rural residents who are not employed by the employer can participate in the medical insurance for employees in this Municipality as flexible employees:

(a) the city’s household registration personnel can participate in the medical insurance for employees in the jurisdiction where the household registration belongs.

(2) Persons who are not registered in this Municipality, have terminated or terminated their labor relations with the employing unit, and the actual payment period of medical insurance for employees in this Municipality has accumulated for 10 years, and may participate in medical insurance for employees in their respective jurisdictions as required.

(three) other personnel as prescribed by the state, province and city.

Article 13 The employee medical insurance fee shall be paid by the employer and individual according to the following provisions:

(1) The employer takes the total wages of employees in the current month as the payment base (hereinafter referred to as the unit payment base), and pays the employee medical insurance (including maternity insurance) fee on a monthly basis, with the payment ratio of 9.9% (including the maternity insurance payment ratio of 0.4%).

When calculating the unit payment base, if the monthly salary of individual employees is higher than the average monthly salary of employees in all social units in Zhejiang Province last year (hereinafter referred to as the provincial flat salary), it shall be determined by 300% of the provincial flat salary last year; If it is less than 60%, it will be determined according to 60% of the provincial average wage in the previous year.

(2) On-the-job employees pay their medical insurance premiums at a rate of 2% based on their average monthly salary in the previous year, which is withheld and remitted by the employer on a monthly basis. If the average monthly salary of employees in the previous year is higher than the average wage in the previous year by 300%, the payment base shall be approved according to the average wage in the previous year; If it is less than 60%, the payment base shall be approved according to 60% of the provincial average wage in the previous year.

(three) in disabled soldiers, where the employees are retired for Grade 6 and above, individuals do not need to pay the employee medical insurance premium, and the employee medical insurance premium that the unit should pay is fully subsidized by the government.

(4) If an injured employee who is disabled at work and leaves the production post fails to terminate or terminate the labor relationship with the employer, the employer shall pay the employee’s medical insurance fee on a monthly basis based on the standard issued by his disability allowance until he receives the basic pension on a monthly basis; Workers with work-related injuries pay their medical insurance premiums at a rate of 2% based on their disability allowance, which is withheld and remitted by the employer on a monthly basis.

(five) 60% of the annual average wage of flexible employees is the payment base, and the employee medical insurance premium is paid monthly at the rate of 9.5%. Persons who hold the Certificate of Assistance and Support for Poor Persons, the Certificate of Minimum Living Security for Families, the Certificate of Minimum Living Security for Marginal Families, the Certificate of Basic Living Security for the Disabled or the People’s Republic of China (PRC) Disabled Persons’ Certificate of Grade II or above (hereinafter referred to as the holders) issued by the Civil Affairs and Disabled Persons’ Federation departments within the validity period shall be subsidized by the government for their employees’ medical insurance fees from the month when the medical insurance agency handles the registration formalities of relevant documents. Among them, those who hold the "Minimum Living Security Marginal Family Certificate" are subsidized by the government for half of the employee medical insurance premiums that individuals should pay, and other holders are fully subsidized by the government.

(six) during the period of receiving unemployment insurance benefits, the medical insurance premiums paid by the unemployed according to the payment standards of flexible employees shall be paid by the unemployment insurance fund.

(seven) the co-payment personnel shall pay the employee’s medical insurance fee in a lump sum when handling the co-payment procedures, and the specific standards shall be implemented in accordance with the relevant provisions of the municipal government.

During the period of re-employment, the employees’ medical insurance premiums shall be paid according to the standards of the employees.

According to the number of unemployed co-payers, the government subsidizes the employee medical insurance pooling fund according to the per capita standard of 2% of the provincial average wage in the previous year.

Article 14 Employers and individuals shall go through the formalities of insurance registration, alteration, cancellation and payment base declaration in a timely manner according to the regulations, and pay the medical insurance premiums of employees on time and in full.

Article 15 Persons who meet the conditions of insurance shall go through the formalities of insurance registration and payment declaration within 3 months after meeting the conditions, and enjoy the medical insurance benefits for employees from the next month after going through the formalities of insurance payment. Among them, the on-the-job employees shall be handled by the employer in a timely manner, and the employee medical insurance premium shall be paid as required.

The insured shall pay the employee’s medical insurance fee continuously until they enjoy the employee’s medical insurance retirement benefits. If the insured fails to pay the fee in the current month, the employee’s medical insurance benefits will be suspended from the next month. Unless otherwise specified, if retirees are suspended from medical insurance benefits for personal reasons, the medical expenses incurred during the suspension of medical insurance benefits will not be paid by the medical insurance fund.

Persons who receive unemployment insurance benefits shall enjoy medical insurance benefits for employees as required from the date of handling the medical insurance procedures for employees. The insured holder shall enjoy the relevant medical insurance benefits from the day when the medical insurance agency handles the registration formalities of relevant documents.

Article 16 Those who meet the conditions for participation in the insurance shall be deemed to have interrupted participation in the insurance if they fail to go through the procedures for participation in the insurance payment within the specified time period or continue to interrupt payment for 3 months or more. Interrupt the insured according to the following provisions:

(a) after the interruption of insurance for insurance procedures, should be continuous normal payment for 6 months, can enjoy medical insurance benefits for employees (hereinafter referred to as the waiting period). The medical expenses incurred during the interruption of insurance participation and the waiting period shall not be paid by the medical insurance fund.

(two) because the employer fails to handle the insurance registration formalities for the employees in time, which causes the employees to interrupt the insurance, the medical expenses incurred by the employees during the interruption of the insurance and the waiting period shall not be paid by the medical insurance fund.

If the employer fails to pay the employee’s medical insurance fee in accordance with the regulations after handling the insurance registration formalities for the employees, and all employees are interrupted to pay the fee, the employer shall repay it in accordance with the regulations; The employer shall, from the month following the full payment of the medical insurance premiums owed to employees, resume the medical insurance benefits of its employees, and the medical expenses incurred during the payment period shall not be paid by the medical insurance fund.

Article 17 The insured person may apply for the payment of the medical insurance premium of the employees during the insured period, according to the payment standards corresponding to different identities during the insured period, which shall be handled in accordance with the following provisions:

(a) to repay as an employee of the unit, the payment base of this year’s overdue period is determined according to my current payment base at the time of handling the overdue, and the payment base of previous years’ overdue period is determined according to the last year’s flat salary at the time of handling the overdue, and the payment ratio is 9.9% for the unit and 2% for the individual, and the starting time of overdue shall not be earlier than the time when my unit is included in the employee’s medical insurance coverage.

(2) If the payment is made as a flexible employee, it shall be implemented according to the payment standard of flexible employees at the time of payment, and the starting time of payment shall not be earlier than the year of payment procedures.

(three) the payment period is recorded as the actual payment period.

(four) the medical expenses incurred during the overdue period shall not be paid by the medical insurance fund.

(five) the medical insurance agency shall transfer the relevant funds corresponding to the payment according to the regulations; Replenish personal account funds and deduct serious illness insurance premiums that should be paid by individuals according to regulations.

Article 18 The following circumstances can be calculated as the employee’s medical insurance payment period, but not repeated calculation:

(a) the actual payment period of employee medical insurance.

(two) employee medical insurance is regarded as the payment period. In addition to the fixed number of years that employees’ medical insurance premiums should be paid according to the regulations, the basic old-age insurance for employees is calculated as the fixed number of years for employees’ medical insurance.

(three) before December 31, 2002 in line with the relevant provisions of the state and province of continuous service.

(four) the payment period for college students to participate in the medical insurance for urban and rural residents in Hangzhou (college students’ medical insurance).

(five) other years in accordance with the relevant provisions of the state and province.

Article 19 The actual payment period of medical insurance for employees in this Municipality includes the following three parts, but it is not repeated:

(a) the payment period of basic medical insurance for seriously ill employees in urban enterprises in this city;

(two) the actual payment period of participating in employee medical insurance in each jurisdiction of this Municipality and Zhejiang Province;

(three) the actual payment period of medical insurance in the army.

Article 20 When the insured person continues to pay the insurance premium in this city until he receives the basic pension or statutory retirement age on a monthly basis in this city, and the actual payment period of employee medical insurance in this city is over 10 years (inclusive), and the accumulated payment period of employee medical insurance is over 20 years (inclusive), he should enjoy the treatment of employee medical insurance retirees in accordance with the regulations after the medical insurance agency in the jurisdiction where he is insured handles the confirmation procedures of medical insurance retirement qualifications.

The following insured persons who fail to meet the requirements of the above-mentioned payment period and meet the requirements of laws, regulations and policies can choose to pay monthly or pay back the employee’s medical insurance premium for a specified period of time in the jurisdiction where they are insured, and enjoy the treatment of employees’ medical insurance retirees after going through the formalities for confirming their medical insurance retirement qualifications:

(a) the city’s household registration, continuous insurance payment in this city to receive basic pension or legal retirement age in this city on a monthly basis;

(2) Persons who are not registered in this Municipality, but who are employed by employers in this Municipality and who have continuously paid insurance premiums to the statutory retirement age, and who receive basic pensions on a monthly basis in this Municipality;

(three) people who are not registered in this city, but who have been continuously insured and paid to the statutory retirement age as flexible employees in this city.

Select the insured person who pays the employee’s medical insurance fee on a monthly basis, and the payment standard and medical insurance treatment shall be implemented according to the flexible employment standard in the same period; The insured person who chooses to pay the medical insurance premium for employees at one time shall be paid at the base of the last year’s provincial salary at the time of payment, and the payment rate shall be 9.5%. The medical insurance premium paid at one time shall not be included in the personal account. After choosing to pay the employee’s medical insurance premium at one time, it shall not be changed to pay the employee’s medical insurance premium on a monthly basis.

The certified personnel shall pay the required number of years on a monthly basis, and the part to be paid shall be subsidized by the government according to the regulations.

Article 21 Those who are not registered in this city, are not employed by employers in this city, and do not meet the insurance conditions for flexible employees in this city. After reaching the statutory retirement age, they will not enjoy the medical insurance retirement benefits for employees in this city.

Article 22 The personal account of the insured shall be established by the medical insurance agency in each jurisdiction according to the local conditions, and shall be uniformly managed according to the following provisions:

(1) Individual accounts shall be carried forward in a unified manner at the end of the settlement year, and the balance funds of individual accounts shall bear interest once according to the benchmark interest rate of bank demand deposits implemented on the day of carrying forward, and the interest generated shall be included in the funds of individual accounts over the years.

(two) when the annual carry-over, according to the category of personnel, age and the amount of payment or remittance, etc., the funds of the personal account for the next year are preset.

(III) For the newly insured or inter-annual renewal personnel within the year, the funds in their personal accounts in the current year are preset in the month when they go through the formalities of participating in (renewing) insurance, and the funds actually included are transferred from the employee’s medical insurance fee on a monthly basis from the month when the payment belongs.

(four) the balance of personal accounts in the current year, after the annual carry-over into the calendar year.

(5) If the insured person’s pre-set amount of funds in the current year is inconsistent with the actual amount of funds allocated in the current year due to cross-age and personnel category changes, adjustment of payment or debit amount, reimbursement of employee medical insurance fees, etc., the difference between the actual amount of funds allocated in the current year and the pre-set amount of funds in the current year will be included in the personal account of the following year when the annual transfer is made; The difference between the actual amount of funds transferred in the current year and the preset amount of funds in the current year is deducted from the current year’s funds in the personal account of the following year when the annual carry-over is made.

Article 23 The personal account funds of the insured are included in the following provisions:

(a) the funds in the personal account of employees in the current year are composed of two parts:

1. Employee medical insurance premiums paid by individuals.

2. Set the proportion by age group, and allocate the funds from the employee medical insurance fee on a monthly basis. Among them, urban insured persons under 45 years old (inclusive) are included in 0.5% of their base pay, and those over 45 years old before retirement are included in 0.8% of their base pay.

(two) the funds in the personal account of flexible employees in the current year shall be set according to the age group and included in the employee medical insurance fee on a monthly basis. Among them, those under 45 years old in urban areas are included in 0.5% of my base pay, and those over 45 years old before retirement are included in 0.8% of my base pay.

(III) The co-payment personnel shall pay 50% of the employee’s medical insurance premium in one lump sum when they go through the co-payment procedures, and transfer the funds from the employee’s medical insurance premium to their personal accounts in months during the co-payment period. If they are re-employed and participate in employee medical insurance, they will be included in their personal accounts for the current year.

(four) the funds of the retirees’ personal accounts in the current year shall be set according to the age group, and shall be included in the employee medical insurance fee on a monthly basis. Among them, the urban insured, I last year’s basic pension is lower than the previous year’s provincial average wage as the base, and I last year’s basic pension is higher than the previous year’s provincial average wage as the base. The proportion of debiting under 70 years old (inclusive) is 5.8%, and the proportion of debiting over 70 years old is 6.8%.

The personal account transfer standards in other jurisdictions can be implemented according to the original provisions before the national and provincial regulations on the reform of employee medical insurance personal accounts are clarified.

Article 24 The funds in the personal account in that year were used to pay the following expenses incurred by the insured:

(1) Medical expenses for general outpatient clinics (including emergency, the same below) that meet the scope of medical insurance expenses in designated medical institutions;

(2) Drug expenses that meet the scope of medical insurance expenses purchased at designated retail pharmacies;

(3) Expenses such as serious illness insurance premiums that should be paid by individuals.

Article 25 Personal account funds over the years can be used to pay the following expenses incurred by the insured:

(a) due to the need for diagnosis and treatment of diseases in designated medical institutions should be borne by individuals at their own expense, self-care, self-paid medical expenses;

(two) the use of preventive immunization vaccine fees in addition to the national expanded immunization program;

(three) the contract service fee for community responsible doctors that should be borne by individuals;

(four) other projects stipulated by the state and the province.

Article 26 The principal and interest of the personal account of the insured are owned by the individual, and can be transferred, liquidated and inherited according to the following provisions:

(a) after the termination or dissolution of the labor relationship between the insured and the employer, if the insured is insured in other overall plans, the transfer of the actual balance of funds in the personal account may be handled according to the regulations; Those who are not registered in this city and are not insured in other overall plans can handle personal account liquidation according to regulations.

(II) After the insured person is transferred from other insured places to the city, the actual balance of the personal account of the original insured place can be transferred to the city according to the regulations, and all of them will be included in the personal account funds over the years.

(III) If the insured transfers or liquidates his personal account for reasons such as the transfer of medical insurance, the cancellation of household registration after going abroad, death, etc., he must first settle the relevant medical expenses, and then transfer or return the actual balance of funds in his personal account according to regulations. Among them, if the personal account is overdrawn in the current year, it will be offset by the personal account funds over the years, and if the personal account funds are insufficient over the years, I will make up for it. The overdraft part of the personal account of the deceased in the current year shall be offset by the funds of the personal account over the years, and if the funds of the personal account are insufficient over the years, it shall be written off in the employee medical insurance pooling fund.

(four) personal account balance funds did not handle the transfer or liquidation procedures, once again to participate in the city’s medical insurance, can continue to use according to the provisions.

(five) after the death of the insured, the actual balance of funds in his personal account shall be handled by his legal heir or legatee at the medical insurance agency in accordance with the regulations.

(six) the personal account of the insured over the years, according to the provisions of the state and the province to help my close relatives (limited to spouses, children and parents) to participate in the basic medical insurance in this province. The mutual aid funds in accounts between the jurisdictions of this Municipality shall be liquidated regularly.

Article 27 In any of the following circumstances, the funds transferred to the personal account shall be stopped:

(1) Failing to pay or stop paying employee medical insurance premiums according to regulations;

(two) retirees have been stopped from issuing basic pensions;

(3) The insured person suspends or terminates medical insurance benefits due to sentence, death and other reasons;

(four) other circumstances stipulated by the administrative department of medical security.

Article 28 In a settlement year, the hospitalization medical expenses incurred by the insured in accordance with the scope of medical insurance expenses shall be settled according to the following provisions:

(1) The individual shall bear the medical expenses of one hospitalization Qifubiaozhun. For those hospitalized twice or more, the Qifubiaozhun shall be calculated according to the standard of the highest-level medical institution, specifically: tertiary and corresponding medical institutions (hereinafter referred to as tertiary medical institutions) in 800 yuan, other medical institutions (including secondary and corresponding medical institutions, the same below) in 500 yuan and community health service institutions in 300 yuan.

(two) the maximum hospitalization medical expenses paid by the employee medical insurance fund (based on the date of discharge, hereinafter referred to as the maximum hospitalization) is 400 thousand yuan.

(3) The hospitalization medical expenses above the hospitalization Qifubiaozhun and below the maximum hospitalization amount shall be shared by the employee medical insurance pooling fund and individuals. The employee medical insurance fund shall be settled according to the excess progressive system, and the specific proportion is:

1 hospitalization Qifubiaozhun above to 40 thousand yuan (inclusive), medical expenses incurred in tertiary medical institutions, 82% of employees, 86% of retirees; Medical expenses incurred in other medical institutions account for 84% of employees and 88% of retirees; The medical expenses incurred in community health service institutions account for 88% of employees and 92% of retirees.

24,000 yuan to 400,000 yuan (inclusive), medical expenses incurred in tertiary medical institutions, 88% of employees and 92% of retirees; Medical expenses incurred in other medical institutions, 90% of employees and 94% of retirees; Medical expenses incurred in community health service institutions account for 92% of employees and 96% of retirees.

Article 29 In a settlement year, the general outpatient medical expenses incurred by the insured in accordance with the scope of medical insurance expenses shall be settled according to the following provisions:

(a) first paid by the personal account in the current year, and if the personal account is insufficient to pay in the current year, the individual shall bear the medical expenses of an outpatient qifubiaozhun. Among them, the incumbent is 1000 yuan and the retiree is 300 yuan.

(2) The outpatient Qifubiaozhun of the year when the insured retires shall be calculated separately according to the actual months before and after medical insurance retirement, and then consolidated and determined. When the outpatient Qifubiaozhun actually paid by the individual in the year exceeds the payable part, the excess part will be included in his personal account over the years according to the proportion of 80%.

(3) The medical expenses above the outpatient Qifubiaozhun shall be shared by the employee medical insurance pooling fund and individuals, and the proportion borne by the employee medical insurance pooling fund is: 76% of the medical expenses incurred in tertiary medical institutions, and 82% of the employees and retirees; Medical expenses incurred in other medical institutions, 80% of employees and 86% of retirees; Medical expenses incurred in community health service institutions account for 86% of employees and 92% of retirees.

(four) the insured person who chooses the general practitioner to sign up for service, and who seeks medical treatment in the outpatient service of the contracted community health service institution, the proportion of the overall fund commitment shall be increased by 3 percentage points on the basis of the provisions of item (three) of this article.

(5) If the insured makes the first diagnosis in the contracted community health service institution, or is referred to other medical institutions for further treatment by the contracted community health service institution, the outpatient Qifubiaozhun shall be reduced or exempted in 300 yuan.


Chapter III Medical Insurance for Urban and Rural Residents

 

Article 30 Medical insurance for urban and rural residents is divided into children’s medical insurance, college students’ medical insurance and other urban and rural residents’ medical insurance:

(1) Children’s medical insurance coverage: children under the age of 18 who are registered in this Municipality, or students who have reached the age of 18 but are still studying in primary and secondary schools in this Municipality; Students who are not registered in this city, study in primary and secondary schools in this city, and one of their parents has participated in the medical insurance for employees in this city; Pre-school children (hereinafter referred to as children) who are not registered in this city, live in this city, and one of their parents has participated in the medical insurance for employees in this city and have paid a total of 3 years.

(II) College students’ medical insurance coverage: full-time undergraduate students, full-time graduate students and full-time students in technical colleges who have received general higher education in various full-time ordinary colleges and universities (including private colleges and universities) and scientific research institutes within the administrative area of Hangzhou (hereinafter referred to as college students).

(III) Coverage of medical insurance for other urban and rural residents: persons registered in this city and over 18 years old who have not participated in the basic medical insurance in this city or other places (hereinafter referred to as other urban and rural residents).

In addition to college students, people who meet the above conditions can participate in medical insurance for urban and rural residents in their respective jurisdictions. Among them, the city’s household registration should be insured in the jurisdiction where the household registration belongs, and those who are not registered in this city should be insured in the jurisdiction where they live.

Persons who are centrally adopted by social welfare institutions, children’s welfare institutions and other public welfare institutions within the administrative area of this Municipality (hereinafter referred to as adopters) shall be insured in their respective jurisdictions according to the above provisions.

Unless otherwise stipulated by the state, province and city, foreign students and foreign preschool children are not included in the scope of insurance.

Article 31 The financing standard of medical insurance for urban and rural residents is:

(1) Children’s medical insurance. 900 yuan per person per year, of which individuals pay 300 yuan and the government subsidizes 600 yuan.

(2) Medical insurance for college students. 270 yuan per person per year, of which individuals pay 90 yuan, and the financial subsidies at the same level are 180 yuan.

(three) other urban and rural residents’ medical insurance is divided into the following three financing standards:

1. The first grade of medical insurance for other urban and rural residents: 2,100 yuan per person per year, of which individuals pay 700 yuan and the government subsidizes 1,400 yuan.

2. Second grade medical insurance for other urban and rural residents: 1,800 yuan per person per year, of which individuals pay 600 yuan and the government subsidizes 1,200 yuan.

3. Third grade medical insurance for other urban and rural residents: 1,650 yuan per person per year, of which individuals pay 550 yuan and the government subsidizes 1,100 yuan.

Among them, other urban and rural residents can choose one or two files to pay for insurance; Other urban and rural residents in Tonglu County, Chun ‘an County and jiande city can choose to participate in the insurance within the grades approved by the local government.

Article 32 The medical insurance fee for urban and rural residents is raised annually, which consists of two parts: individual payment and financial subsidy. The amount of individual payment and the standard of government subsidy are not lower than the national and provincial regulations. The medical insurance fee for urban and rural residents that should be paid by the holder of the Minimum Living Security Marginal Family Certificate is subsidized by the government by half; Other certified personnel, adopters and entitled groups who enjoy regular pension subsidies should pay medical insurance fees in full by the government.

College students with certificates (including foreign household registration) shall enjoy government subsidies according to the provisions of the preceding paragraph, and the required funds shall be arranged by the finance at the same level according to the affiliation of colleges and universities.

Article 33 Establish a financing mechanism and a dynamic adjustment mechanism of financing standards that are compatible with the level of economic and social development and the affordability of all parties. In principle, the financing standard of medical insurance for urban and rural residents is adjusted every three years with an increase of not less than 10%, and the government subsidy standard and the proportion of individual contributions of urban and rural residents to the total financing are gradually increased. Specific by the municipal medical security, finance and taxation departments according to the city’s economic and social development level and fund operation research and approved by the municipal government to determine.

Article 34 Persons who meet the insurance conditions shall go through the insurance payment procedures in accordance with the regulations within 3 months after meeting the insurance conditions, and enjoy the medical insurance benefits for urban and rural residents in the remaining months of the settlement year from the next month after paying the medical insurance premiums for urban and rural residents. Among them, newborns who pay insurance within 3 months from the date of birth can enjoy the medical insurance benefits for urban and rural residents in the remaining months of the settlement year from the date of birth, but not earlier than the time when they meet the conditions for insurance.

Article 35 The insured shall go through the payment procedures for the next year’s participation (continuation) in accordance with the regulations. The specific starting and ending time of the participation (renewal) warranty period shall be subject to the announcement of the medical insurance agency in each jurisdiction in the current year. Insured persons enjoy medical insurance benefits for urban and rural residents in the settlement year to which the payment belongs.

Failing to go through the payment procedures for participation (renewal) within the specified time, it shall be regarded as interruption of participation. After the interruption of insurance, upon my own application, I can go through the payment procedures for participating (continuing) insurance in the current year, and I can enjoy the medical insurance benefits for urban and rural residents in the remaining months of the current year only after paying for 6 months.

Article 36 Children’s medical insurance and other urban and rural residents’ medical insurance insured persons can choose to pay medical insurance fees by banks or other means entrusted by the tax authorities after going through the insurance procedures.

Article 37 If the relevant information of the insured person changes, it shall go through the information change and confirmation procedures at the medical insurance agency in the jurisdiction in time.

Article 38 If a college student goes through the formalities of suspension from school due to illness or other reasons, he can continue to enjoy the medical insurance benefits for college students in accordance with the regulations during the suspension period.

If a college student is cancelled by a college, he/she will stop enjoying the medical insurance benefits for college students from the date when the college handles the cancellation procedures, and the medical insurance premiums paid by the individual for urban and rural residents will not be returned.

Article 39 In a settlement year, the hospitalization medical expenses incurred by the insured in accordance with the scope of medical insurance expenses shall be settled according to the following provisions:

(1) The individual shall bear the medical expenses of one hospitalization Qifubiaozhun. For those hospitalized twice or more, the Qifubiaozhun shall be calculated according to the standard of the highest medical institution, specifically: 800 yuan, a tertiary medical institution, 500 yuan, other medical institutions, and 300 yuan, a community health service institution.

(two) the maximum hospitalization limit for urban and rural residents’ medical insurance paid by the overall fund is 300 thousand yuan.

(three) the medical expenses above the hospitalization Qifubiaozhun and below the maximum hospitalization amount shall be shared by the overall fund and the individual. The proportion of the overall fund is 70% for tertiary medical institutions, 75% for other medical institutions and 80% for community health service institutions.

Article 40 In a settlement year, the general outpatient medical expenses incurred by the insured in accordance with the scope of medical insurance expenses shall be settled according to the following provisions:

(a) the individual shall bear the outpatient Qifubiaozhun in 300 yuan.

(two) outpatient Qifubiaozhun above part of the medical expenses, shared by the overall fund and individuals, of which the overall fund to bear the proportion of:

1. Children’s medical insurance, college students’ medical insurance and other urban and rural residents’ medical insurance: 40% for tertiary medical institutions, 60% for other medical institutions and 70% for community health service institutions.

2. Other urban and rural residents’ second-class medical insurance participants: 30% in tertiary medical institutions, 50% in other medical institutions and 60% in community health service institutions.

3. Other urban and rural residents with third-grade medical insurance: 30% in tertiary medical institutions, 40% in other medical institutions and 60% in community health service institutions.

(3) When the children’s medical insurance and other urban and rural residents’ medical insurance insured who choose to be contracted by general practitioners seek medical treatment in the outpatient department of the community health service institution that they signed, the proportion of the overall fund commitment will be increased by 3 percentage points on the basis of the provisions in Item (2) of this article.

Insured children and other urban and rural residents in the contracted community health service institutions for the first time, or by the contracted community health service institutions referred to other medical institutions to continue treatment, outpatient medical insurance Qifubiaozhun relief in 300 yuan.

(4) The proportion of outpatient reimbursement and Qifubiaozhun for the insured college students who voluntarily choose to seek medical treatment in the outpatient department of the medical institution in the school designated by medical insurance shall be implemented with reference to the provisions of Item (3) of this article.


Chapter IV Serious illness insurance

 

Article 41 All personnel who participate in the medical insurance for employees and urban and rural residents in this Municipality shall also participate in the serious illness insurance and pay the serious illness insurance premium. The serious illness insurance premium consists of individual payment, medical insurance fee transfer and government subsidy, which is used to establish a serious illness insurance fund.

The annual fund-raising standard for the employee medical insurance insured’s serious illness insurance is 100 yuan, in which the individual pays 48 yuan, and the employee medical insurance fee is transferred to 52 yuan, and the part that the individual should pay is withheld from his personal account in the current year; The insured person who chooses to pay a one-time payment should also pay the serious illness insurance premium. The annual financing standard of medical insurance for urban and rural residents is 90 yuan, in which individuals pay 40 yuan, and the government subsidizes 50 yuan each year, and the part that individuals should pay is transferred from the medical insurance premiums paid by them. The annual fund-raising standard for college students’ medical insurance participants’ serious illness insurance is 20 yuan, which is transferred from the medical insurance premiums paid by them for urban and rural residents.

Serious illness insurance premiums are raised on an annual basis, and the financing standards remain unchanged in the same settlement year. Medical security and finance departments can adjust the financing standards in a timely manner according to the operation of the serious illness insurance fund according to the prescribed procedures.

Article 42 The following medical expenses incurred by the insured that meet the scope of payment of serious illness insurance (hereinafter referred to as the compliance expenses of serious illness insurance) shall be shared by the serious illness insurance fund and individuals:

(1) Medical expenses for hospitalization and outpatient service of specified diseases that are above the maximum hospitalization limit and meet the scope of medical insurance expenses;

(two) below the maximum amount of hospitalization, hospitalization borne by individuals according to the proportion and out-patient medical expenses (including Qifubiaozhun);

(three) the cost of special drugs for serious illness insurance in Zhejiang Province;

(four) the expenses of rare disease drugs borne by individuals after enjoying the protection treatment of rare disease drugs in Zhejiang Province;

(five) other medical expenses stipulated by the state and the province.

Article 43 The drug security for rare diseases shall be coordinated at the provincial level, and the required funds shall be transferred from the serious illness insurance fund to the Zhejiang Province drug security fund for rare diseases. Insured persons are required to enjoy the unified treatment of rare diseases in the province.

Article 44 The starting and ending time of the insured’s serious illness insurance benefits is the same as that of the basic medical insurance benefits. In a settlement year, the major illness insurance compliance expenses incurred by the insured shall be settled according to the following provisions:

(1) The individual shall bear a minimum payment standard, specifically: 7,500 yuan for certified personnel, 13,000 yuan for retirees and 25,000 yuan for other insured personnel.

(two) the maximum payment limit of the serious illness insurance fund is 600 thousand yuan.

(3) The expenses above Qifubiaozhun and below the maximum payment limit shall be settled according to the excess progressive system, and the proportion borne by the serious illness insurance fund shall be:

1. Holders: 80% of the minimum payment standard is above 100,000 yuan (inclusive), 85% is between 100,000 yuan and 200,000 yuan (inclusive), 90% is between 200,000 yuan and 400,000 yuan (inclusive), and 95% is above 400,000 yuan.

2. Non-certified personnel:

Employees participating in medical insurance: the minimum payment is 75% above 100,000 yuan (inclusive), 80% between 100,000 yuan and 200,000 yuan (inclusive), 85% between 200,000 yuan and 400,000 yuan (inclusive), and 90% above 400,000 yuan.

Urban and rural residents’ medical insurance participants: 70% of the minimum payment standard is above 100,000 yuan (inclusive), 75% is between 100,000 yuan and 200,000 yuan (inclusive), and 80% is above 200,000 yuan.

Article 45 According to the actual medical security work in this city, the serious illness insurance can be managed by the medical insurance agency, or entrusted by a qualified third-party professional organization.


Chapter V Medical Assistance

 

Article 46 Medical assistance funds shall be arranged by the government of the jurisdiction according to regulations. Among them, the municipal financial arrangements for medical assistance funds, urban [limited to Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Fuyang District, Hangzhou Qiantang New District, Hangzhou West Lake Scenic Area] should be borne by the financial part, by the municipal finance and district finance in accordance with the actual expenditure of medical assistance funds, each bear 50%, and the part borne by each district in the current year will be settled through the urban financial system; Xiaoshan District, Yuhang District and Lin ‘an District shall undertake it by themselves according to the current financial system.

Article 47 The object of medical assistance is the certified personnel who participate in the medical insurance for employees or urban and rural residents in this Municipality, and other people with special difficulties as stipulated by the people’s governments at or above the county level.

Article 48 The sources of funds for medical assistance include:

(a) the government arranges a certain amount of funds every year;

(2) Funds raised through social donations and other forms;

(3) Interest income.

Article 49 Within a settlement year, the medical expenses incurred by the medical assistance object in the designated medical institutions that meet the scope of medical insurance expenses, after deducting the basic medical insurance, serious illness insurance and other Medicaid, are included in the scope of medical assistance, and assistance is provided according to the following standards:

(a) the holder of the "certificate of assistance and support for poor people", and his personal medical expenses for general outpatient service, hospitalization and prescribed disease outpatient service shall be fully rescued.

(two) the minimum living guarantee family card, the basic living guarantee card for the disabled and the second-level and above People’s Republic of China (PRC) Disabled Card holders, whose personal commitment to hospitalization and outpatient medical expenses for prescribed diseases is 70%; General outpatient medical assistance 50%, the maximum is not more than 3000 yuan.

(three) the holder of the "minimum living security marginal family card", whose personal commitment to hospitalization and outpatient medical assistance for prescribed diseases 60%.

Article 50 Medical assistance methods:

(1) Immediate assistance. The medical expenses incurred by the relief object when seeking medical treatment and purchasing medicines in the designated medical institutions with direct online settlement are in line with the provisions of these measures, and can directly enjoy medical assistance when the medical expenses are settled.

(2) assistance after the event. If the medical expenses that meet the standards of assistance are not provided with immediate assistance, the medical insurance agency shall provide medical assistance when applying for reimbursement.

Article 51 Medical assistance funds included in the financial accounts management, separate accounting, earmarking. Medical insurance agencies at all levels are specifically responsible for the audit and payment of medical assistance funds.

Article 52 The information of certified personnel shall be provided by the civil affairs department and the Disabled Persons’ Federation department, and the data shall be timely and accurately shared with the medical insurance agency through the information platform, and the certified personnel shall enjoy medical assistance from the date when the medical insurance agency handles the registration formalities of relevant documents.

Article 53 Established by the municipal administrative department of medical security led, civil affairs, finance, health, trade unions and other departments to participate in the joint meeting system of medical assistance in the city, to study and solve the special situation and major issues in the medical assistance work in the city, the office is located in the municipal administrative department of medical security. All districts and counties (cities) can establish corresponding medical assistance mechanisms.

For those who have been given medical assistance or other kinds of assistance, there are still serious difficulties in seeking medical treatment, or those who have suffered from serious chronic diseases or major diseases and have encountered other sudden difficulties in seeking medical treatment, they can apply by individuals, and the medical insurance agency will review and report, and then give some assistance after the joint meeting of medical assistance has agreed to study.


Chapter VI Maternity Insurance

 

Article 54 In accordance with the relevant provisions of the state and province, maternity insurance and employee medical insurance are combined. The employees of the employing units within the administrative area of Hangzhou shall participate in maternity insurance at the same time when participating in employee medical insurance.

Article 55 Maternity insurance benefits include:

(1) Maternity allowance;

(2) Maternity medical expenses;

(three) family planning operation allowance;

(four) family planning medical expenses.

Article 56 Workers who enjoy maternity allowance and family planning operation allowance shall meet the following conditions at the same time:

(a) in line with the provisions of national, provincial and municipal conditions of birth or the implementation of family planning surgery;

(II) When an employee is undergoing a fertility or family planning operation, the employer has gone through the insurance registration formalities in this Municipality in accordance with the regulations, and paid the premium continuously (excluding the overdue payment) for 12 months.

Article 57 If a female worker meets the requirements of childbirth or family planning operation, the maternity medical expenses and family planning medical expenses shall be settled according to the provisions of employee medical insurance.

In accordance with the provisions of the state to participate in the basic medical insurance for unemployed spouses, flexible employees and urban and rural residents insured, their compliance with the provisions of the maternity medical expenses and family planning medical expenses into the basic medical insurance fund payment.

Article 58 The formula for calculating and distributing maternity allowance or family planning operation allowance for female employees is: accrued allowance = average monthly salary of employees of the employer in the previous year at the time of maternity or family planning operation ÷30× accrued days.

The average monthly salary of the employees of the employing unit in the previous year shall be determined by the medical insurance agency according to the total annual average monthly salary of the insured employees of the employing unit in December of last year divided by the corresponding number. The average monthly salary of employees in the newly established employer in the previous year was calculated by the medical insurance agency according to the average monthly salary of employees insured by the employer.

Article 59 The accrued days of maternity allowance and family planning operation allowance shall be implemented according to the following provisions:

(1) Maternity allowance:

In accordance with the provisions of the "Regulations on Population and Family Planning in Zhejiang Province", the maternity allowance is paid according to 128 days of maternity leave (including 30 days of incentive leave); In case of dystocia, maternity leave will be increased by 15 days; In case of multiple births, the maternity leave will be increased by 15 days for each additional baby.

Female employees who have miscarried after less than 4 months of pregnancy are entitled to maternity leave for 15 days; If you have a miscarriage after 4 months of pregnancy, you will enjoy maternity leave for 42 days.

(two) family planning operation allowance:

1. Placement of IUD is counted as 2 days;

2. Take the IUD for 1 day;

3. vasectomy is counted as 7 days;

4. Simple tubal ligation is counted as 21 days;

5. Postpartum tubal ligation is counted as 14 days.

Article 60 Maternity allowance and family planning operation allowance shall be applied to the medical insurance agency in the area by the employer before the end of the following year after delivery or operation. After the audit, the medical insurance agency will allocate it to the employer where the employee is located, and the employer will issue it to the employee in accordance with the relevant provisions of the Measures for Labor Protection of Female Employees in Zhejiang Province and the maternity insurance treatment items and standards stipulated in these Measures.


Chapter VII Management of Medical Settlement

 

Article 61 The unified implementation of the national and provincial basic medical insurance, industrial injury insurance and maternity insurance drug list, provincial basic medical insurance medical services, serious illness insurance special drug list and other relevant provisions of the state and province.

The municipal medical insurance agency is responsible for the maintenance and management of the catalogue according to the regulations. The designated medical institutions shall, according to the requirements of medical insurance agencies, do a good job in maintaining and updating the drug list, medical service items and disease names of their own units in a timely manner.

Article 62 Insured persons shall apply for medical insurance vouchers according to national, provincial and municipal regulations (including electronic certificate, the same below), and seek medical treatment and purchase medicines in designated medical institutions under their jurisdiction with valid medical vouchers. Designated medical institutions should be calibrated according to regulations, and truthfully record the diagnosis and treatment and drug distribution.

Article 63 Designated medical institutions should choose safe, effective and reasonably priced drugs for the insured, and master the dosage according to the condition and the following prescription management principles: the dosage of acute diseases should not exceed 3 days; Generally, the dosage of chronic diseases does not exceed 15 days; Diseases included in the outpatient management of diseases and chronic diseases stipulated by our city, as well as other long-term chronic diseases and hospitalized patients who need to take therapeutic drugs when they leave the hospital, do not exceed 1 month’s dosage.

Encourage the insured to see a doctor in primary medical institutions. According to the needs of the management of chronic diseases of the insured, the contracted doctors can appropriately relax the time limit for dispensing prescriptions for chronic diseases of the insured under the premise of ensuring safe medication, and can extend the dosage of medical insurance for chronic diseases to 12 weeks at most.

Article 64 Unless otherwise stipulated in the jurisdiction, the settlement of medical expenses shall be carried out in accordance with the following provisions:

(1) If the insured needs to use Class B drugs in the list of basic medical insurance drugs and Class B items in the list of medical service items due to illness, a certain proportion of expenses shall be borne by the individual first, and then included in the scope of medical insurance expenses. The specific proportion of individual commitment shall be implemented according to the provisions of the administrative department of medical security in Zhejiang Province.

(II) When it is really necessary for the insured to use drugs and medical services with a prescribed course of treatment and variety and quantity due to illness, the relevant expenses can be included in the scope of medical insurance expenses only after going through the filing formalities in the designated medical institutions for medical treatment or the medical insurance agencies under their jurisdiction.

(three) if the insured person really needs to be diagnosed and treated in the designated medical institutions outside the jurisdiction, the insured person shall go through the relevant filing procedures according to the provisions of the jurisdiction. The medical expenses incurred by self-treatment without filing shall be borne by the individual at first, and then settled according to the regulations of the jurisdiction.

(4) If the medical expenses incurred by the insured in the designated retail pharmacies in this Municipality or in the ambulance due to emergency and rescue meet the scope of medical insurance expenses, they shall be settled according to the proportion of the general outpatient service of other medical institutions.

(5) Insured persons can purchase medicines from the designated medical insurance retail pharmacies with the external prescriptions issued by medical practitioners in designated medical institutions and filed in the information system. The designated retail pharmacies should check the information of prescription filing, adjust medicines and settle expenses according to regulations.

(six) the settlement of hospitalization medical expenses of the insured person adopts the discharge settlement system, and the medical insurance benefits can be implemented according to the provisions of insurance coverage when the medical expenses are settled, and the medical expenses incurred during the interruption of treatment are not included in the scope of medical insurance expenses. Insured persons who have been hospitalized for one year (365 days) shall be settled once.

During the hospitalization of the insured, the general outpatient expenses shall not be reimbursed. If it is really necessary for outpatient treatment in other local designated medical institutions due to illness, it shall be subject to the consent of the local inpatient medical institution before going to other designated medical institutions for treatment. The medical expenses that meet the scope of medical insurance expenses shall be borne by the individual at first, and then included in the original hospitalization medical expenses according to the regulations.

(seven) the insured shall not be forced to ask for hospitalization or refuse to leave the hospital. Do not meet the hospitalization conditions and forced hospitalization, the medical expenses incurred are not included in the scope of medical insurance expenditure; Those who meet the discharge conditions and refuse to leave the hospital will stop accounting after issuing the discharge notice in the relevant designated medical institutions, and the medical expenses incurred will not be included in the scope of medical insurance expenses.

(eight) the holder can see a doctor in the relevant Huimin hospital, and enjoy the medical fee reduction and exemption treatment according to the relevant provisions.

(9) If the insured fails to settle the medical expenses in the designated medical institutions according to the provisions of medical insurance due to reasons other than his own, and it conforms to the relevant policies of medical and health services, he can go to the designated medical institutions with the original cost settlement to go through the procedures for re-settlement of medical expenses according to the provisions, and all designated medical institutions should support and cooperate according to the relevant provisions.

(ten) if the insured has abnormal medical treatment, during the investigation and handling, the medical insurance agency may limit the scope and quantity of the designated medical institutions for medical treatment settlement, or change the medical insurance settlement method.

Article 65 In the designated medical institutions directly connected to the network (including designated medical institutions for medical treatment in different provinces and provinces), the medical expenses and drug purchase fees paid by the insured individuals shall be settled by the insured directly with the designated medical institutions according to the regulations; The medical expenses that should be paid by the medical insurance fund shall be settled by the designated medical institutions and medical insurance agencies according to the regulations.

The medical expenses that should be paid by the medical insurance fund in the designated medical institutions that are not directly connected to the network, or the medical expenses that cannot be settled in the designated medical institutions that are directly connected to the network due to emergency and medical insurance network failure, shall be paid in full by the insured before the end of the next settlement year to the medical insurance agency in the jurisdiction according to the regulations.

If the insured is treated in an emergency in a non-designated medical institution, after the treatment, the medical expenses shall be settled by the medical insurance agency in the jurisdiction with the emergency certificate. Medical expenses incurred by non-emergency treatment in non-designated medical institutions at the place of medical treatment shall not be paid by the medical insurance fund.

Article 66 Insured persons suffering from chronic diseases who need to carry drugs for continuous treatment during going abroad (border) shall go through the filing formalities according to regulations. Designated medical institutions can determine the dosage according to the time limit for going abroad (border), but it shall not exceed 6 months at most. During the period of going abroad, the settlement of medical expenses of the insured person shall be suspended.

If the personnel going abroad (border) return to Hangzhou in advance during the filing period, they should go through the cancellation procedures for filing abroad (border) in time. After going abroad (territory) personnel return to China, the expenses of temporary diseases that occurred before going abroad (territory) for filing and cancellation procedures are paid in full by individuals, and the expenses that meet the scope of medical insurance expenses are settled according to regulations after 10% of the expenses are taken care of by individuals.

Article 67 Establish a record system for permanent residence in other places. The settlement of medical treatment for insured persons living in other places shall be implemented in accordance with the following provisions:

(a) the insured who has lived in the field for more than 3 months shall go through the formalities for filing the permanent residence in the field according to the regulations. Among them, flexible employees who are not registered in this city, employers of individual industrial and commercial households and their employees, children and children will not go through the formalities for filing permanent residence in other places.

(II) The medical expenses incurred by the insured in the designated medical institutions in the long-term residence after going through the filing procedures for long-term residence in other places can be directly settled through the provincial and inter-provincial medical treatment platforms. If it is really impossible to settle directly, the medical insurance agency in the jurisdiction shall settle in accordance with the regulations after being paid in full by the individual.

(three) the insured who has gone through the formalities of filing for permanent residence in other places shall not cancel the filing formalities until 3 months after the filing takes effect. After the entry into force of the filing procedures for permanent residence of the insured, if the insured temporarily returns to the jurisdiction and needs general outpatient service or medicine purchase due to illness, he shall go through the formalities for temporary medical treatment and medicine purchase in the jurisdiction. If the formalities are not completed in time, the temporary disease expenses that meet the scope of medical insurance expenses shall be implemented in accordance with the relevant provisions of Article 69 of these Measures for the insured who temporarily leaves the permanent residence for medical reimbursement.

Article 68 Insured persons suffering from difficult diseases can not be diagnosed after examination by the city’s tertiary and corresponding designated medical institutions, or there are no treatment conditions after diagnosis, and the designated medical institutions can put forward suggestions for diagnosis and treatment, and after filing according to regulations, they will go to the corresponding designated medical institutions outside the province for medical treatment and settle accounts according to regulations. Among them, the insured persons who live in the field for a long time should be referred by the local three-level designated medical institutions before they can be transferred to the designated medical institutions outside the province or municipality directly under the Central Government where they live for medical treatment and settled according to the regulations.

If the insured person swipes the card for settlement in the designated medical institution for medical treatment in different places across the province where the record is filed, it shall be settled according to the relevant provisions of the state, and if it fails to be settled by credit card, it shall be paid in full by the individual to the medical insurance agency in the jurisdiction according to the provisions. In other designated medical institutions for the record, the medical expenses that meet the scope of medical insurance expenses shall be settled by the individual after taking care of 10%.

Article 69 Unless otherwise stipulated in the jurisdiction, the medical settlement during the temporary outing of the insured shall be implemented in accordance with the following provisions:

(a) the medical expenses incurred in the designated medical institutions in the province that meet the scope of medical insurance expenses shall, in principle, be treated in the designated medical institutions in different places in the province with my medical certificate and settled according to the regulations; The medical expenses that cannot be directly settled shall be paid in full by the individual to the medical insurance agency in the jurisdiction for reimbursement, and the expenses that meet the scope of medical insurance expenses shall be settled by the individual after taking care of themselves for 10% first.

The medical expenses incurred by the insured persons who live in other places temporarily leave their permanent residence and seek medical treatment in designated medical institutions in other parts of the province where their permanent residence is located shall be paid in full by the individual to the medical insurance agency for reimbursement, and the expenses that meet the scope of medical insurance expenses shall be settled by the individual after taking care of themselves for 10% first.

(II) During the temporary absence of the insured, the medical expenses incurred in the medical treatment in the designated medical institutions outside the province shall be paid in full by the individual to the medical insurance agency for reimbursement, and the expenses that meet the scope of medical insurance expenses shall be settled by the individual after taking care of himself for 20% first.

The medical expenses incurred by the insured persons who live in other places temporarily leave their permanent residence and go to designated medical institutions in other provinces and municipalities directly under the Central Government shall be paid in full by the individual and applied to the medical insurance agency for reimbursement. The expenses that meet the scope of medical insurance expenses shall be settled by the individual after taking care of themselves for 20%.

(III) College students can seek medical treatment in designated medical institutions in their relevant places of residence and practice during the winter and summer vacations, when they drop out of school due to illness, or during the internship period in accordance with the regulations of colleges and universities. The medical expenses incurred can be directly settled in local designated medical institutions by virtue of their medical treatment vouchers, or they can be paid in full by individuals to medical insurance agencies in accordance with the regulations.

Article 70 The prescribed diseases refer to various malignant tumors, systemic lupus erythematosus, hemophilia, aplastic anemia, childhood autism, schizophrenia, affective psychosis, AIDS and multidrug-resistant tuberculosis. Dialysis treatment of chronic renal failure and anti-rejection treatment after organ transplantation are included in the management scope of prescribed diseases. The scope of the prescribed diseases can be adjusted by the municipal medical security administrative department according to the actual situation, and promulgated and implemented after being approved by the municipal government. The medical security department should strengthen the supervision and management of prescribed diseases, and the specific measures shall be formulated separately.

The provisions of the insured medical treatment settlement according to the following provisions:

(a) patients with AIDS and MDR-TB are centrally accepted by the health departments in each jurisdiction, unified to the medical insurance agencies in the jurisdiction for filing procedures, and designated medical care is implemented.

(two) the insured with other prescribed diseases can handle the filing formalities according to the provisions with the relevant materials issued by the designated medical institutions at or above the second level in this Municipality. Among them, those who suffer from diseases such as schizophrenia, affective psychosis and childhood autism must hold relevant medical certificates issued by corresponding specialists in corresponding specialized hospitals or tertiary medical institutions.

(three) the establishment of outpatient medical security mechanism. The insured can enjoy the relevant treatment only after going through the prescribed disease filing procedures. In a settlement year, the outpatient medical expenses for the specified diseases of the insured shall be settled according to the hospitalization medical expenses, but there is no hospitalization Qifubiaozhun.

Article 71 Except as otherwise provided by the national, provincial and municipal medical insurance policies, the medical expenses incurred by the insured due to the following circumstances are not included in the payment scope of the medical insurance fund:

(a) outside the list of basic medical insurance drugs, the scope of medical services and the list of special drugs for serious illness insurance stipulated by the state and province;

(2) seeking medical treatment abroad;

(3) It shall be borne by a third party;

(four) shall be paid from the industrial injury insurance fund;

(five) should be borne by public health;

(six) other violations of the provisions of the basic medical security policy.

The medical expenses that should be borne by the third person according to law, but the third person fails to pay or cannot determine the third person, shall be paid in advance by the medical insurance fund. After paying in advance, the medical insurance agency has the right to recover from the third party.

Article 72 Insured persons who participate in basic medical insurance and commercial insurance at the same time shall settle accounts in advance according to the provisions of basic medical insurance. If commercial insurance is paid first, the paid medical expenses will be deducted at the time of medical insurance settlement.


Chapter VIII Public Management Services

 

Article 73 Persons who meet the conditions of insurance can only participate in one kind of basic medical insurance in the same period, but different types of insurance can be converted according to regulations, and the medical insurance premiums paid before the conversion will not be liquidated.

Insurance conversion refers to the insured changing the insurance coverage of employees’ medical insurance or urban and rural residents’ medical insurance for personal reasons, which shall be handled in accordance with the following provisions:

(a) other urban and rural residents during the medical insurance period, to participate in employee medical insurance as a flexible employee, continue to enjoy the medical insurance benefits of other urban and rural residents within 6 months of the normal payment of employee medical insurance, and enjoy the medical insurance benefits of employees after 6 months.

(two) to participate in the medical insurance for employees as flexible employees, and to participate in other urban and rural residents’ medical insurance, the insured month will continue to enjoy the medical insurance benefits for employees, and the next month will enjoy the medical insurance benefits for other urban and rural residents. If you want to participate in employee medical insurance again within 3 months, you can pay the employee medical insurance fee during this period, and enjoy the employee medical insurance benefits from the month after the payment.

(3) If the insured person changes insurance coverage after the original insurance coverage has been suspended for 3 months (inclusive), it shall be deemed that the insurance coverage has been interrupted, and the insured person shall enjoy the medical insurance treatment corresponding to the new insurance coverage after the new insurance coverage has been paid normally for 6 months.

After the natural termination of medical insurance benefits for urban and rural residents, those who continue to participate in employee medical insurance will still enjoy the medical insurance benefits for urban and rural residents who were originally insured in the same month and enjoy the medical insurance benefits for employees from the next month. After the natural termination of medical insurance benefits for urban and rural residents, those who continue to participate in medical insurance for urban and rural residents will enjoy the medical insurance benefits for newly insured urban and rural residents from the month of enrollment.

Article 74 The insured person who switches insurance types shall bear the outpatient Qifubiaozhun amount in a settlement year, which shall be determined according to the outpatient Qifubiaozhun corresponding to the medical insurance benefits he enjoys. If the amount of outpatient Qifubiaozhun that has been undertaken exceeds the converted insurance standard, it will not be liquidated.

Article 75 Insured persons who switch insurance types shall, when settling expenses in designated medical institutions, co-ordinate the fund allocation channels according to the provisions of the corresponding insurance types when enjoying treatment.

Article 76 If the insured person flows across the overall plan for employment, the transfer and connection procedures may be handled in accordance with the following provisions:

(1) A person who meets one of the following conditions may, when participating in employee medical insurance in this city, apply to the medical insurance agency in the jurisdiction for the transfer of medical insurance relationship, and transfer the payment period of employee medical insurance in the original insured place to the corresponding jurisdiction according to regulations:

1. Household registration personnel in this Municipality;

2. Non-local registered personnel, male under 50 years old and female under 40 years old;

3. Non-local household registration personnel have participated in the actual payment period of employee medical insurance in this city for a total of 10 years;

4. Personnel who are normally transferred with the approval of the organization department at or above the county level;

5 other personnel who meet the requirements of the state, province and city.

(two) the original insured employee medical insurance payment period can be calculated in accordance with the provisions of the cumulative transfer procedures to the month, but not with the actual payment period of employee medical insurance in this city.

(three) if the insured person flows across the city for employment, the city’s medical insurance should be suspended, and the employee’s medical insurance payment period should be transferred according to the regulations. Among them, if the insured fails to pay the employee’s medical insurance fee before the transfer of the medical insurance relationship, the transfer formalities can be handled only after the payment is made.

(four) the medical insurance relationship will not be transferred to those who have enjoyed the retirement benefits of medical insurance for employees.

Article 77 In accordance with the provisions of the transfer of medical insurance for urban and rural residents in other places who are transferred to the city to participate in employee medical insurance, they must continue to pay for 6 months before they can enjoy the medical insurance benefits for employees, and enjoy the medical insurance benefits for other urban and rural residents in the highest grade within their jurisdiction during the waiting period.

Article 78 Insured persons who have not gone through the medical insurance transfer and connection procedures, or have gone through the medical insurance transfer and connection procedures, but have not participated in the medical insurance for employees in other overall plans for 12 months before joining the insurance in this city, shall enjoy the medical insurance benefits for employees after they have paid the fees continuously for 6 months in this city.

Article 79 Non-local household registration personnel who are not employed by employers in this Municipality and do not meet the conditions for the participation of flexible employees should go through the formalities for transferring the medical insurance relationship in time.

Article 80 If the medical insurance relationship is transferred from outside the city, the outpatient and inpatient Qifubiaozhun and medical expenses paid in the original insured place will not be calculated cumulatively.

Before the actual medical insurance municipal co-ordination, if the insured area is converted within the city, the outpatient and inpatient Qifubiaozhun and medical expenses paid in the original insured area will not be calculated cumulatively.

Article 81  Medical insurance agencies should establish and improve the corresponding business, finance, safety and risk management systems, and pay medical insurance benefits in full and on time.

Article 82 Medical insurance agencies can set up branches and service outlets within their jurisdiction according to the needs of their work, and provide efficient and convenient medical security public management services for employers and insured persons in accordance with the requirements of "running at most once" reform and government digital transformation; In accordance with the relevant provisions of medical insurance business file management, establish medical insurance files for employers and insured persons, completely and accurately record the personal information, payment and treatment enjoyment of insured persons and other medical insurance data, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

Article 83 Employers and insured persons can handle medical security services through the information platform provided by the medical security department, inquire and check the records of their participation in insurance and medical security benefits, or require medical insurance agencies to provide medical security policy consultation and other related services.

Article 84 Medical insurance agencies for business handling, statistics, investigation and other needs, require relevant units and individuals to provide relevant medical insurance information, the relevant units and individuals shall provide timely and truthfully.

Medical insurance agencies and their staff shall keep the information of employers and individuals confidential according to law, and the information of employers’ business secrets, personal rights and interests, informants and complainants shall not be disclosed to others illegally.

Article 85 The medical insurance agency shall regularly announce to the public the operation of the medical insurance system and the income, expenditure and balance of the medical insurance fund.


Chapter IX Management of Medical Services

 

Article 86 The medical security department shall determine the scale and layout of designated medical institutions according to the operation of the medical insurance system and the balance of fund income and expenditure, combined with factors such as the allocation of regional medical and health resources and the medical needs of the insured, and the specific measures shall be formulated separately.

Article 87 Designated medical institutions implement agreement management. Eligible medical institutions apply voluntarily, and after the examination and evaluation by the medical security department and the signing of an agreement with the medical insurance agency, they provide medical services for the insured according to the principle of "treatment due to illness, reasonable examination, rational drug use and reasonable treatment", and implement the medical insurance payment policy, price policy and centralized procurement policy in accordance with the regulations.

Article 88 Unify the text of medical insurance agreement and the management operation process of medical insurance agreement in designated medical institutions in the city, and realize standardized and standardized management. Medical insurance agencies and designated medical institutions shall perform their respective rights and responsibilities according to the contents of the agreement. Any party who violates the service agreement shall bear the liability for breach of contract and deal with it according to the agreement.

Designated medical institutions suspected of violating the rules, during the investigation and handling, the medical insurance agency may suspend its settlement function or suspend the allocation of medical expenses.

Article 89 Medical security departments at all levels should do a good job in organizing the formulation and implementation of payment standards and charging policies for drugs, medical consumables and medical services in accordance with the prescribed authority, and establish a dynamic adjustment mechanism for medical service prices and a monitoring and information release system for medical service prices.

Article 90 Each jurisdiction should follow the principle of "fixed income and expenditure, balance income and expenditure, and have a slight balance", improve and perfect the multiple compound payment methods that combine DRGs point method, bed-based payment, head-to-head payment and project-based payment under the total budget management, effectively strengthen the management of medical expense settlement, and improve and improve the cost assessment and evaluation mechanism of designated medical institutions. The assessment results should be linked to the medical quality and performance of the agreement.

Article 91 Medical service practitioners in designated medical institutions shall provide scientific, standardized and reasonable medical services according to the needs of patients’ illness, strictly fulfill the contents of service agreements and abide by relevant regulations.

Article 92 Medical insurance agencies may set up medical insurance expert advisory committees, which are responsible for participating in professional consultation on difficult medical insurance issues and fixed-point evaluation of medical institutions. The working funds of the medical insurance expert advisory Committee are included in the budget of the medical security department.


Chapter X Fund Supervision and Management

Article 93 The sources of medical insurance fund include contributions from employers and individuals, government subsidies, deposit interest of the fund, donations from citizens, legal persons and other organizations and other income.

Article 94 Employees’ medical insurance premiums, urban and rural residents’ medical insurance premiums and serious illness insurance premiums shall be collected by the tax authorities, and the information on fee collection shall be provided to the medical security department and the financial department on a regular basis. Township people’s governments, sub-district offices and institutions of higher learning in Hangzhou should actively assist in the collection of medical insurance fees, and human resources and social security departments should cooperate with the unemployed to pay medical insurance fees according to regulations.

Article 95 The medical insurance fund shall be subject to budget management, incorporated into the financial special account, managed by two lines of revenue and expenditure, and earmarked for special purposes. No organization or individual may misappropriate, and the government shall give subsidies according to the operation of the medical insurance fund, specifically in accordance with the following provisions:

(a) when there is a deficit in the employee medical insurance fund in each jurisdiction, it shall be paid by the balance of the employee medical insurance fund in each jurisdiction over the years, and the insufficient part shall be shared by the financial and municipal employee medical insurance risk adjustment funds in each jurisdiction. Among them, the part of Hangzhou urban area [limited to Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou Qiantang New District and Hangzhou West Lake Scenic Area] that should be borne by the finance shall be borne by the municipal finance and the district finance, 50% respectively; Xiaoshan District, Yuhang District, Fuyang District and Lin ‘an District shall bear their own responsibilities according to the current financial system.

(two) the area of urban and rural residents’ medical insurance fund (excluding college students’ medical insurance fund) deficit, first by the area of urban and rural residents’ medical insurance fund balance payment over the years, the insufficient part shall be borne by the jurisdiction of the financial. Among them, the part of Hangzhou urban area [limited to Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou Qiantang New District and Hangzhou West Lake Scenic Area] that should be borne by the finance shall be borne by the municipal finance and the district finance respectively in proportion to the number of insured persons; Xiaoshan District, Yuhang District, Fuyang District and Lin ‘an District shall bear their own responsibilities according to the current financial system.

When there is a deficit in college students’ medical insurance fund, it shall be paid by the balance of college students’ medical insurance fund over the years, and the insufficient part shall be borne by the finance at the same level of colleges and universities according to the proportion of the number of participants in each college.

(three) when there is a deficit in the serious illness insurance fund, it shall be paid by the balance of the serious illness insurance fund in each jurisdiction over the years, and the insufficient part shall be borne by the finance of each jurisdiction.

Medical insurance agencies at all levels should do a good job in accounting and financial statistical analysis of medical insurance funds, establish corresponding financial management systems, and implement separate accounting for various medical insurance funds for special purposes.

Article 96 The municipal administrative department of medical security, the financial department and the auditing organ shall, in accordance with their respective duties, supervise, inspect and audit the income and expenditure, management and investment operation of the medical insurance fund. The bank interest of the medical insurance fund shall be calculated in accordance with the relevant provisions of the state.

Article 97 The establishment of municipal medical insurance risk adjustment system, the specific measures shall be formulated separately.

Article 98 The administrative department of medical security should formulate and improve the relevant regulations on the supervision of medical insurance funds, and standardize the supervision authority, procedures and punishment standards.

Establish a medical security credit system, and implement joint incentives for trustworthiness and joint punishment for dishonesty.

Article 99 The administrative department of medical security should establish a normal mechanism of supervision and inspection, and implement real-time dynamic intelligent supervision of big data. Gradually establish a medical insurance fund performance evaluation system, improve the evaluation mechanism of medical services, and implement performance management throughout the fund operation.

Article 100 Medical security departments at all levels shall, in conjunction with health, market supervision, public security and other departments, implement cross-departmental collaborative supervision and strengthen supervision, inspection and assessment of designated medical institutions. Actively introduce third-party supervision forces, strengthen social supervision, improve the reward system for fraudulent insurance reporting, and maintain the safe operation of medical insurance funds.

Article 101 Medical insurance agencies should implement effective supervision and implement the responsibility of agreement management, cost monitoring, audit and audit by building an intelligent medical insurance supervision platform and establishing system measures such as daily inspections, special inspections, key spot checks, online inspections, and entrusted third-party audit inspections.

Article 102 Medical insurance violations of employers, designated medical institutions, medical insurance agencies and their staff, insured persons and other personnel shall be handled in accordance with the Social Insurance Law of People’s Republic of China (PRC), Measures for Handling Violations of Basic Medical Security in Hangzhou and other relevant laws and regulations.


Chapter XI Supplementary Provisions

Article 103 The medical insurance funds mentioned in these Measures include employee medical insurance (including maternity insurance) funds, urban and rural residents’ medical insurance funds, serious illness insurance funds and medical assistance funds.

Article 104 The expense settlement year of employee medical insurance and urban and rural residents’ medical insurance is from January 1st to December 31st every year, and the expense settlement year of college students’ medical insurance is from September 1st to August 31st of the following year. The settlement year of the insured’s serious illness insurance and medical assistance is the same as the basic medical insurance types they participate in.

Article 105 Except as otherwise provided, foreigners who have obtained relevant employment certificates or foreigners’ residence certificates, permanent residence certificates, innovation and entrepreneurship visas and other entry and exit certificates in accordance with the law and are legally employed in this Municipality shall participate in employee medical insurance in accordance with these measures and enjoy the medical insurance benefits for employees.

Those who live in China but are not employed can participate in the basic medical insurance with reference to the provisions of the city’s household registration personnel with the "Permanent Residence Permit for Foreigners" issued by the public security department of this Municipality, and those who hold the "Permanent Residence Permit for Foreigners" issued by the public security department of this Municipality can participate in the basic medical insurance with reference to the provisions of the non-local household registration personnel.

Hong Kong, Macao and Taiwan compatriots who are legally employed in this Municipality or hold residence permits issued by the public security departments for Hong Kong, Macao and Taiwan residents shall refer to the provisions of the preceding two paragraphs.

Article 106 Old workers who participated in revolutionary work before the establishment of People’s Republic of China (PRC), retired six-level and above disabled soldiers, municipal and above high-level talents, municipal and above model workers, and those who enjoy medical treatment for model workers with reference, enjoy medical care on the basis of enjoying basic medical insurance benefits, and specific measures shall be formulated separately.

Article 107 The term "self-funded expenses" as mentioned in these Measures refers to medical expenses that do not meet the scope of medical insurance expenses; Self-care expenses refer to the scope of medical insurance expenses, but before settlement according to medical insurance regulations, a certain proportion of medical expenses must be borne by the insured; Out-of-pocket expenses refer to medical expenses (including Qifubiaozhun) that are in line with the scope of medical insurance expenses and should be borne by individuals in proportion according to regulations.

Article 108 If the original invoice for medical expenses has been used as the reimbursement voucher of the relevant department or unit, the relevant department or unit may issue the original voucher split sheet and affix the special financial seal, and then settle the account according to the relevant provisions.

Article 109 The relevant data such as the collection base of medical insurance fees for flexible employees in the next year shall be published by the municipal medical security administrative department and the municipal tax department before the end of each year.

Article 110 After the medical insurance benefits of the insured are started, the paid medical insurance fees will not be returned.

Article 111 The employer may establish supplementary medical insurance for employees to improve the level of medical security for employees, and the required funds shall be charged according to the relevant provisions of the state.

Article 112 Medical expenses caused by major public epidemics or large-scale natural disasters, as well as medical expenses exemption policies for specific groups and specific diseases, shall be implemented in accordance with relevant national and provincial regulations.

Article 113 Unless otherwise specified in these Measures, if government subsidy funds are involved, Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou Qiantang New District and Hangzhou West Lake Scenic Area shall be borne by the municipal and district finance at a ratio of 1:1; Xiaoshan District, Yuhang District, Fuyang District, Lin ‘an District, Tonglu County, Chun ‘an County and jiande city shall be borne by each district and county (city) under the existing financial system. If the urban financial system is adjusted, the sharing ratio will be adjusted according to the new regulations.

Article 114 These Measures shall come into force as of January 1, 2021, and the municipal medical security administrative department shall take the lead in organizing the implementation. Before the implementation of municipal overall planning of medical insurance, Tonglu County, Chun ‘an County and jiande city and other three jurisdictions can implement the financing standards and treatment policies of basic medical insurance as stipulated in these Measures step by step according to the local economic and social development level and the actual operation of medical insurance funds. Unless otherwise stipulated by the state or province, such provisions shall prevail. Previously issued the Notice of Hangzhou Municipal People’s Government on Printing and Distributing the Measures for Basic Medical Security in Hangzhou (Hangzhou Zheng [2017] No.64), the Notice of the General Office of Hangzhou Municipal People’s Government on Printing and Distributing the Measures for Maternity Insurance in Hangzhou (Hangzhou Zhengban [2011] No.22) and the Notice of the General Office of Hangzhou Municipal People’s Government on Printing and Distributing the Detailed Rules for the Implementation of the Measures for Basic Medical Security in Hangzhou (Hangzhou Zhengban [2017] No.6)

It is a matter of health, beware of these infectious diseases!

Recently, the Hunan Provincial Health and Health Commission and the Hunan Provincial Department of Education issued the Notice on Strengthening the Prevention and Control of Key Infectious Diseases in Schools in Autumn and Winter. Infectious diseases on campus mainly spread through respiratory tract in autumn and winter, and some spread through digestive tract and contact, so it is easy to break out and spread in campus, so we should pay special attention to prevent the spread of infectious diseases.

According to the epidemic situation and incidence characteristics of infectious diseases, the school hospital has sorted out several knowledge of prevention and treatment of common infectious diseases in autumn and winter, please pay attention to it!

I. Influenza

(A) disease science

Influenza is an acute respiratory infection caused by influenza virus, and it is also a highly contagious and fast-spreading disease. Fog droplets ejected mainly by coughing or sneezing of infected people are transmitted to others through the air, and can also be infected by touching objects contaminated by influenza virus. The main clinical manifestations are high fever, headache, limb aches, fatigue and upper respiratory symptoms such as runny nose and cough. The infirm and the elderly are prone to pneumonia and other complications after infection.

The difference between influenza and common cold

(2) Prevention and control suggestions

1. Before the flu season, it is an effective way to prevent the flu by vaccinating high-risk groups and susceptible groups.

2. Reasonable arrangement of work and rest time: have a regular life, ensure adequate sleep, and avoid the decline of resistance caused by overwork, thus increasing the chance of illness.

3. Pay attention to personal hygiene: don’t spit everywhere, and cover your mouth and nose with a handkerchief or paper towel when sneezing or coughing.

Wash your hands frequently, and wash your hands immediately after touching respiratory secretions (such as after sneezing).

4. Open the window and ventilate several times a day to keep the indoor air fresh. During the high incidence of influenza, try not to go to crowded places with dirty air; You’d better wear a mask when you have to.

5. Effective prevention approaches: early detection, early reporting, early isolation and early treatment. Isolating patients is the most effective way to reduce transmission.

Second, cold diarrhea

(A) disease science

Infectious diarrhea refers to diarrhea caused by intestinal infection of pathogens such as bacteria, viruses, parasites or fungi. Its prevalence is wide, the incidence rate is high, it has the characteristics of acute onset, rapid spread and wide coverage, and it is an important disease that harms health. Mostly due to the intake of unclean diet (such as cold dishes, spoiled shrimp, crabs, drinks, etc.) and water, due to bacterial and viral pollution, coupled with some people’s bad hygienic eating habits, the disease enters the mouth. The clinical manifestation is diarrhea, which may be accompanied by abdominal pain, fever, nausea, vomiting and other symptoms. The stool characteristics often vary with different pathogens, and in severe cases, fever, dehydration, electrolyte disorder, abnormal renal function, acidosis, shock and so on may occur. Infectious diarrhea pathogens are excreted with excreta, which pollutes the environment, food and water sources and can cause outbreaks.

(2) Prevention and control suggestions

1. Pay attention to drinking water hygiene, don’t drink raw water, don’t eat cold and spoiled food, especially seafood and aquatic products.

2. Pay attention to food hygiene, don’t overeat, and eat less food that is easy to carry germs and be bitten by flies; Tableware should be disinfected, and raw and cooked tableware should be separated; Try to eat cooked food, and wash and peel raw fruits and vegetables.

3. Pay attention to personal hygiene, wash your hands before and after meals, do not defecate anywhere, do not dump garbage and dirt, and do not pollute water sources.

4. Report the patients with vomiting and diarrhea in time, and see a doctor as soon as possible for timely diagnosis and treatment.

Third, tuberculosis

(A) disease science

Tuberculosis, also known as "consumption", is a chronic infectious disease caused by the infection of Mycobacterium tuberculosis (commonly known as Mycobacterium tuberculosis). The part often invaded by Mycobacterium tuberculosis is the lung, which is called tuberculosis. The clinical manifestations of tuberculosis are various, and the early symptoms are mild and atypical. It is easy to be confused with other respiratory diseases, such as tracheitis and pneumonia, and it is often ignored, which leads to the delay of medical treatment. Cough, expectoration, hemoptysis or bloodshot sputum are the main symptoms of pulmonary tuberculosis. Most patients with pulmonary tuberculosis have hemoptysis with blood in sputum, and a few patients have hemoptysis with big mouth. In addition, chest tightness, chest pain, low fever in the afternoon, night sweats, general weakness, loss of appetite or weight loss are also common symptoms of tuberculosis.

(2) Prevention and control suggestions

1. Take tuberculosis examination as a compulsory item for physical examination of teachers and students.

2. Do not spit everywhere, cover your mouth and nose when coughing or sneezing, and wear a mask to reduce the spread of tuberculosis.

3. After suspicious symptoms of pulmonary tuberculosis appear or are diagnosed as pulmonary tuberculosis, you should take the initiative to report to the school, and don’t hide your illness or attend classes with illness.

4. Develop the habit of frequently opening windows for ventilation; Do a good job in campus environmental sanitation, and eliminate the dead corner of sanitation.

5. Ensure adequate sleep, reasonable diet, strengthen physical exercise and improve the ability to resist diseases.

Fourth, dengue fever

(A) disease science

Dengue fever is an acute mosquito-borne infectious disease caused by the spread of dengue virus through mosquito bites. Dengue fever has the characteristics of typical importation, suddenness, rapid spread, high incidence, general susceptibility of the population and high mortality of a few severe cases. The clinical features are sudden onset, high fever (sometimes up to 39℃), general muscle pain, joint pain, extreme fatigue, and some patients may have rash, bleeding tendency and lymph node enlargement. At present, the epidemic situation of dengue fever in Southeast Asia, South America, Africa and other places is more serious, and cases of dengue fever have appeared in Yunnan, Guangdong, Zhejiang, Hainan and other regions in China. At present, there are no vaccines and specific therapeutic drugs that can prevent the disease. The focus of treatment is to control pain with painkillers, usually acetaminophen (paracetamol).

(2) Prevention and control suggestions

Avoiding being bitten by mosquitoes is the key. Try to choose light-colored long-sleeved trousers and use mosquito repellent or other mosquito repellent drugs when going out.

2. Screen windows and screen doors should be installed in the residence. You can use mosquito-repellent incense, mosquito-repellent aerosol, etc. in the hotel room before going out. Even in high-end hotels, you should pay attention to indoor mosquito killing. Avoid staying in the dark and humid outdoors such as grass, shade and gazebo for a long time.

3. If symptoms appear, see a doctor in time. If you come back from dengue endemic areas (Yunnan, Guangdong, Zhejiang, Fujian and other domestic endemic areas, Southeast Asia, South America, Africa and other overseas endemic areas), please pay attention to your own health observation. If you have a persistent high fever within 2 weeks, accompanied by symptoms such as headache, orbital pain, muscle and joint pain, nausea, vomiting, rash, etc., you should go to a regular hospital as soon as possible, and inform the doctor of his recent residence history and remind him that he may have dengue fever; When staying at home or in hospital, do a good job in mosquito isolation (especially within 5 days after onset), including using mosquito nets, screen doors and screens, wearing long-sleeved underwear, spraying mosquito repellent and other measures to reduce unnecessary outdoor activities and prevent further spread.

V. Covid-19 infection

(A) disease science

At present, XBB series variants of Omicron subtype have become dominant in most provinces in China, and this trend is likely to continue in the future. The National Bureau of Disease Control and Prevention also said that the epidemic situation of COVID-19 in China is generally at a low level and in a wave-like fashion recently, and the epidemic situation has brought less pressure to local medical systems, so there will be no large-scale epidemic in the short term. However, it should be noted that cases of multiple infections with COVID-19 are more common. Through the search, we can find that the number of COVID-19-infected outpatients in hospitals has increased recently, and most patients are infected with Covid-19 or influenza virus.

(2) Prevention and control suggestions

1. Actively vaccinate. Elderly people aged 60 and above, people aged 18-59 with serious basic diseases, people with low immune function, people with high risk of infection, and people who have completed basic immunization or have been infected with Covid-19 should be actively vaccinated to further strengthen their autoimmune ability.

2. Pay attention to personal protection. Residents should wear masks in their daily trips, minimize unnecessary gatherings and keep social distance. Maintain good personal and environmental hygiene, wash hands frequently, often ventilate, pay attention to rest, pay attention to nutrition and enhance physical fitness.

3. Use drugs rationally and see a doctor as needed. After infection, residents should take corresponding treatment measures according to the severity of their own symptoms, implement self-care at home, reduce contact with their roommates, rationally use symptomatic drugs according to relevant guidelines, do a good job in health monitoring, and go to medical institutions in time if the condition worsens.

Six, monkeypox

(A) disease science

Monkeypox (Mpox) is a viral zoonotic infectious disease caused by Mpox virus. The main clinical manifestations are fever, rash and lymphadenopathy. Recently, many provinces and cities in China reported cases of monkeypox. Monkeypox cases are mainly men who have sex with men. Recently, there have been some cases of infection among women and medical staff.

(2) Prevention and control suggestions

1. Pay close attention to the epidemic information of monkeypox in the local area or travel destination in time to avoid direct contact with wild animals in high-incidence countries. Avoid catching, slaughtering and eating local animals raw.

2. Good hygiene habits, frequent cleaning and disinfection, and good hand hygiene.

3. If you find sex with a rash (especially in genitals, perianal parts, etc.), avoid close contact with it. Using condoms can’t completely prevent monkeypox virus infection.

4. The interpersonal transmission of monkeypox is mainly among men who have sex with men. It is suggested that men who have sex with men actively understand the knowledge of monkeypox prevention to avoid or reduce high-risk behaviors.

5. If you have symptoms such as fever, rash and lymphadenopathy of unknown reasons, you should take the initiative to seek medical treatment.

Seven, dog injury

(A) disease science

Rabies is a zoonotic acute infectious disease. Once it breaks out, the mortality rate is close to 100%. According to the data released by the World Health Organization (WHO), rabies still kills 59,000 people worldwide every year, and one person dies of rabies every 9 minutes, and 99% of the cases are caused by dog bites. Main symptoms (rabies): fear of water, fear of wind, pharyngeal muscle spasm and progressive paralysis. Raising awareness of rabies prevention, vaccinating dogs and strengthening post-exposure treatment of human rabies in epidemic areas are the most effective rabies prevention measures at present, and it is also the global consensus on rabies prevention.

(2) Prevention and control suggestions

1. Pet dog owners must consciously raise dogs in accordance with the law, vaccinate cats and dogs, and use leashes when going out to avoid dogs hurting people and spreading rabies virus.

2. Rabies can be prevented and cured. If you are scratched or bitten by a dog/cat, even if the wound is small, you should not be careless. You should seek medical advice in time. It is recommended to go to a medical institution with relevant qualifications for treatment, and do a good job in handling rabies after exposure according to the wound condition and personal immunization history.

3. After being scratched or bitten by a dog/cat, the individual should give first aid: if the wound is deep, especially the bleeding wound, you should first press the wound with a clean cloth to stop bleeding, and then rush to the hospital; If the wound surface is shallow or bleeding is not much, you can first clean the wound with flowing water or soapy water for 15 minutes, then use a clean paper towel to absorb the residual liquid at the wound, and then cover the wound with a clean cloth and seek medical attention as soon as possible. In addition to preventing rabies, we should also guard against other wound infections, such as tetanus infection.

4. Old people and children should receive more protection. Because the elderly and children have weak self-protection ability and lack of awareness of risk prevention, the incidence of animal injuries is high.

Original title: "It is related to health, beware of these infectious diseases! 》

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